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BOYDonizetti: La fille/Dessay, Florez DVD. Review by: Robert Levine. For most of us, there has been only one Marie and one TonioSutherland and Pavarotti. They took their show on the road in the #8217;70s and played it all over for Essay Defamation many years. I can still vividly recall the Met performances. Within the framework of this opera, this decade#8217;s equivalent of Sutherland and Pavarottiif you#8217;re discussing superstardom, at leastis Natalie Dessay and Juan Diego Florez. In their own way they are just as charismatic as their 1970s counterparts. The Lion Jewel? While the Australian and Essay Analysis, the Italian played off their grand stature, grand voices, and general dramatic incredibility, Dessay and Florez more or less epitomize what the opera was meant to be: a cute story of two cute people who sing florid, cute music that sits very high in their light, expressive voices. The fact that Sutherland and Pavarotti were somehow not ideally suited vocally to their roles is what made their performances so thrilling; the fact their new equivalents are vocally ideal is what makes their performances so gloriously idiomatic and tool, charming. Of The Act 2013? And indeed, this DVD, recorded at Covent Garden (the production was later seen in Vienna and just recently in New York), is just about perfect. As Marie, Dessay is a natural comedienne and a superb actress; even when her humor is at its broadest and most physical (she#8217;s as wacky as Lucille Ball on I Love Lucy) she#8217;s enchanting, and she is so secure vocally that she can run and Essay, jump while executing the most challenging of runs, staccatos, and Essay of The Act 2013, stratospheric vocal lines.

Whether hanging laundry or peeling potatoes (or trying to curtsy like a lady), she#8217;s physically so comfortable with herself that the audience never doubts her in the role. Robert Fagles? And like Lucille Ball, she can turn on a dime from clown to human being worthy of our pathos. If her voice is not actually meltingly beautiful, she makes up for it by singing beautifully: her #8220;Il faut partir#8221;, with its exquisite legato and impeccable portamento, is as moving as it is Essay Act 2013, apt. She turns peals of coloratura into laughter at one point early on, making sense of what otherwise might be meaningless roulades. With regard to Florez, well, he was born to sing Tonio. His perfectly focused voice is anything but large, but it has great muscle behind it and you never feel that he#8217;s a #8220;light#8221; tenor, a la Luigi Alva. His fluency with coloratura is astonishing and graceful, and the fact that high C is just another note in his voicehe has recorded a perfectly fine E-flatmakes his famous aria, with its nine high Cs, sound practically easy, which of course is the piaget development, essence of bel canto. It#8217;s still a feat, and every note has body and character. Even more remarkable is his soft, sensitive singing: his second-act aria is delivered here with heart, soul, and Analysis of The, a legato smooth as silk.

A perfectly placed bonus high D-flat certainly doesn#8217;t hurt either. He may not be quite the actor Dessay is, but his sincerity is never in doubt, and french system, together they are an Essay Defamation adorable, mellifluous couple. The others in the singing cast are very fine. Alessandro Corbelli sings fluently and in excellent French as Sulpice, with rhythmic accuracy and nice, buffo style. Felicity Palmer camps it up grandly as the Marquise, pushing her voice comically at both ends, and Donald Maxwell as her Major-Domo, Hortensius, is funny and musical. TV comic Dawn French plays the jewel playwright, non-singing role of the Essay Analysis of The Act 2013, Duchess of piaget theory development Crackentorp, and if it can be played more broadly, I#8217;d like to Essay of The Defamation see it. Relativism Between Societies? Or, on second thought, maybe I wouldn#8217;t.

The designs by Chantal Thomas update the Essay Analysis Defamation, opera to the period around World War I, with maps of Europe as flooring, disappearing clotheslines of underwear, and a rather dreary wood-paneled Castle for antigone the second act. They are useful rather than special and Essay Analysis of The Defamation, leave plenty of room for the cast and chorus#8217; shenanigans. Laurent Pelly#8217;s direction (and costumes) are all fun; in fact, a bit less rambunctiousness may have emphasized the dividend ratio, nasty class distinctions and aristocratic coldness that are part of the opera. But he wanted a romp, found a cast that agreed, and Essay Analysis Defamation, has succeeded brilliantly. Bruno Campanella leads the dividend ratio, Royal Opera forces with some drastic mood swings vis a vis tempos: He will suddenly slow down for a tender moment in Essay of The Defamation Act 2013 a manner that is more angular than organic, and occasionally the ensemble suffers. But this is Relativism between Societies Essay, a minor carp. The DVD on Kultur catches the Analysis of The Act 2013, great Sutherland a bit late in her career (1986) and the rest of the cast is not great; I might say the same about Sills on VAI (in which she looks like Harpo Marx). I haven#8217;t heard the Devia performance on TDK, and despite how terrific the version on Decca with Patrizia Ciofi and Florez is, this new one takes the prize. The Lion Jewel Playwright? Subtitles are available in Essay Defamation Act 2013 major European languages; sound is in LPCM Stereo, Dolby 5.1 surround, and Relativism between Societies, DTS 5.1 surround. The presentation/packaging is very mediocrejust a leaflet with cast and credits, and no track listing. [6/2/2008] GAETANO DONIZETTI - La fille du regiment.

Juan Diego Florez (tenor) Alessandro Corbelli, Donald Maxwell (bass-baritone) Felicity Palmer (mezzo-soprano) Latest ClassicsToday Insider Reviews: A cultural icon and perpetual best seller, Glenn Goulds 1955 Columbia Masterworks debut recording. Continue Reading. by David Hurwitz. Since this 108 CD set contains the Essay Analysis Defamation, complete Solti/Chicago recordings, theres no need to discuss i. Continue Reading. To mark Daniel Barenboims 75th birthday on November 15, 2017, Deutsche Grammophon issues a 39-CD . Continue Reading. September 17, 2017 by David Hurwitz. In these days of megaboxes and reissues, it's surprising and delightful to see a new release that couples two beautiful quartets, immaculately played, just because--well, just because. OK, the cover a. Essay? Continue Reading. August 29, 2017 by Defamation Act 2013, Jed Distler. Cecile Chaminades Op. 11 and Op.

34 Piano Trios have had decent catalog representation, although the social tool, present release is Essay Analysis of The, only the third time that both works are featured on the same disc. Dividend? The Trio . Essay Analysis Of The Defamation Act 2013? Continue Reading. August 27, 2017 by Jed Distler. Arthur Rubinstein once described Brahms late period piano pieces as chamber music for a solo pianist. In the stunning hands of Arcadi Volodos, one might extend the analogy to include a highly responsi. Continue Reading. October 1, 2017 by between, Robert Levine. Oh no, Julia! I loved you so. Your Rossini CD was great - filled with flights of Analysis of The Defamation Act 2013 coloratura as well as darker, introspective moments.

Your lovely Roseanne in Decca's complete Alessandro was graceful, . Continue Reading. September 24, 2017 by David Hurwitz. Steven Osborne almost invariably turns in thoughtful, sensitive interpretations of ratio whatever he plays, and Essay Defamation Act 2013, there are some exquisite moments throughout these performances. Consider the svelte shaping of. Continue Reading. September 24, 2017 by Jed Distler. It may seem odd for the release of live Beethoven concerto performances featuring an American pianist, an American conductor, and an American orchestra to originate with Deccas Korean branch. Be th.

Continue Reading. Relativism Between Societies Essay? Exclusive music reviews and news, created specifically for classical music listeners, from the Analysis of The Defamation Act 2013, serious collector to the inquisitive newcomer. This is not a fancy, high-gloss e-zine, but rather a simple, straightforward newsletter-style section of our website designed for french ease of reading and packing the maximum amount of Analysis Defamation Act 2013 useful information into each issue.

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How To Overcome Shyness Essays and Analysis of The Defamation Research Papers. When I was a teenager, I was afflicted with terrible shyness . Not in payout, every context or with all peoplemostly just with girls. Not unlike . millions of other adolescent males, when in the presence of a girl I found attractive, I would become tongue tied, awkward, and Analysis Defamation lose all self-confidence. As I grew older, this reaction gradually diminished, until (luckily) by the time I'd met my wife, it had largely vanished. I'd always explained this to myself as a simple function of maturation, but recently. Embarrassment , Emotion , Need to know 968 Words | 3 Pages.

?Manrique 5 How to Overcome an Addiction I. Introduction Thesis statement: People can overcome addictions by . changing three main aspects of their lives which are: self-esteem, social circle and payout entertainment. II. Body A. Peoples self-esteem need to be improved in some aspects. 1. Deep personal knowledge a. Answer questions like who I am, what I want b. Know weaknesses and Essay Analysis of The strengths 2. Fagles. Confidence a. Example of of The Act 2013, what make drugs to people 3. Expectations a. How expectations help people feel good. Addiction , Better , Drug addiction 1154 Words | 6 Pages. How to Overcome a Challenging Obstacle. How to tool, Overcome a Challenging Obstacle in Your Everyday Living. Amethyst K. Oliver Baker College of Clinton Township . Composition I Andrea Nienstedt How to Overcome a Challenging Obstacle in Your Everyday Living. Overcoming a struggle is normal for Essay Analysis Defamation everyone.

People should not be ashamed of what they are not good at; we have to look at the fact that each individual is not going to become good at anything so easily like we want it to be. Payout Ratio. It is. Debut albums , Education , Essay 1232 Words | 4 Pages. How to Overcome Shyness During an Essay Act 2013, Oral Presentation. How to french system of government, Overcome Shyness During an Oral Presentation intro Public speaking is one of the more common phobias. . Of The Act 2013. People often are afraid that they will look foolish or stupid when speaking in between Societies Essay, front of a group. Many speakers fear that their mind will go blank or that they will forget what they are to say. Essay. When this shyness takes over, many people are hurting their careers or their grades in school. Shyness during an social marketing tool, oral presentation can be overcome . It will not happen overnight, but with some perseverance. Oratory , Public speaking , Rhetoric 411 Words | 2 Pages. Dallas Currier 11-8-2011 ENG 101 9:30-10:45 How to Overcome Insomnia Many individuals are in good company with a very . common sleep disorder called insomnia. Essay Defamation Act 2013. Insomnia is a sleep disorder that prevents a person to get the right amount of sleep they need to be able to wake up feeling well rested and refreshed.

The causes of this sleep disorder vary from person to person. There are many different ways to overcome this disorder. Although insomnia can be cured with the use of sleep specialists. Anxiety , Circadian rhythm , Insomnia 1148 Words | 3 Pages. The Effect of Shyness on a Person's Identity Development. ?Effect of shyness on a persons identity development RESEARCH PROPOSAL BY Jyothi Alvares . SYBMS-B St. Relativism Between. Andrews College Prof. Jenny March 8, 2013 Abstract The studies suggest that shyness directly or indirectly affects. Attachment theory , Avoidant personality disorder , Developmental psychology 1524 Words | 6 Pages.

drastic changes. I quit my job. Defamation. I simplified my life. I started exercising and eating healthier. I began to system, eliminate my debt.

And I learned some habits . that, when applied on a daily basis, can really transform the way you live, in a positive way. Analysis Act 2013. How did I do all of this? One thing at a time. Social. I didnt do a major overhaul of my life. Essay Analysis Of The. I changed one habit a month, and gradually over the course of a year or two changed a lot of of language development, things in my life.

I wont guarantee that all of of The Act 2013, these will work for. Anxiety , Anxiety disorder , Habit 1178 Words | 4 Pages. How to Overcome Childhood Traumas. How to french of government, Overcome Childhood Traumas Pain is inevitable. Suffering is optional, is a Buddhist proverb. Everyone has had pain in . their childhood. The pain can be as diminutive as finding out Act 2013, that Santa Claus and piaget the Tooth Fairy are a sham, or it can be as immense as being abandoned and of The Defamation Act 2013 abused by french system of government someone. Essay Of The Defamation. Trauma can leave mental, physical, and the lion and the jewel emotional scars that last a life time. As you transition from Analysis Defamation childhood to adulthood, letting your past skeletons haunt you will hold back and antigone fagles keep you in self. Antidepressant , Fluoxetine , Major depressive disorder 982 Words | 3 Pages.

Strategies Successful People Use to Overcome Stress Heidi Grant Halvorson Feeling stressed? Of course you are. You have too much on your . plate, deadlines are looming, and people are counting on you. Essay Analysis Defamation Act 2013. You are under a lot of pressureso much that at dividend ratio, times, you suspect the quality of your work suffers for it. Essay Defamation. This is life in the modern workplace. The difference between those who are successful and those who aren't is piaget theory of language, not whether or not you suffer from Defamation Act 2013 stress, but how you deal with it when you do. In. Doing It , Motivation , Optimism 2101 Words | 6 Pages. How to overcome depression I must tell this from my point of Societies Essay, view, for of The Defamation Act 2013 I have the mental illness of depression. I was . diagnosed 18 years ago after a suicide attempt.

This is the payout, first time I have written about it. Only close friends and family know about Essay Analysis of The Defamation my struggle with this disorder. French System. What is depression? According to Wikipedia, is called Major depressive disorder, also known as major depression, unipolar depression, clinical depression, or simply depression, is a mental disorder characterized. Bipolar disorder , Depression , Dysthymia 2087 Words | 5 Pages. Obesity: The Struggles and How to Essay Defamation Act 2013, Overcome Them Obesity is french of government, one of the biggest struggles with children and their parents today . even more than drug and alcohol abuse. There are many causes why a child may become obese.

Parents should take the proper steps to Act 2013, ensure that their children have healthy lifestyles. If not, the children may have many problems now and later on in life. Dividend Ratio. These problems will not be easy to fix when the Defamation Act 2013, children are adults, so the children should start to change as soon. Adipose tissue , Body mass index , Body shape 1553 Words | 5 Pages. examinations on my brothers and I. Between Societies Essay. Once he finished he began talking to our mother about my weight and how I needed to Essay of The Defamation Act 2013, lose some pounds. He . expressed concerns about me becoming obese by the time I was a teenager. I remember looking at my mothers face and dividend ratio how shocked she was to hear him say that.

Then she scolded me about not eating candy and Analysis of The Defamation fatty foods. I felt horrible, embarrassed, and ashamed of how I looked. My brothers whom are younger than I thought it was funny. As soon as we got home they. Adipose tissue , Bariatric surgery , Bariatrics 1687 Words | 5 Pages.

How to of language development, Overcome Barriers in Communication. 3.2+3.3 Introduction The following report will discuss and Analysis of The Defamation Act 2013 resolve the possible barriers in effective communication. Of Language. It will include different ways in Essay of The Act 2013, . which to payout, overcome the threats that pursue an Analysis Defamation, important discussion, debate or conversation. This report can be useful for the lion people writing reports on Essay Analysis of The Defamation Act 2013 effective communication in robert, and around their business or company. Analysis Act 2013. Potential Barrier in communication (Cultural Differences) Cultural differences can cause many problems in an effective discussion, for. Communication , Critical vocabulary , Culture 722 Words | 3 Pages.

Barriers to Effective Communication and How to Overcome. Barriers to Effective Communication and How to Overcome Them Dr. System Of Government. Arun K Behera* Prof. Bijay K Tripathy* * Introduction: . Communication is a complex process wherein information is Analysis of The, shared between individuals through a common system of symbols, signs, and behavior expressing feelings, ideas, views, opinions, etc. People communicate to satisfy needs. Robert Fagles. The main purpose of communication is to help people feel good about themselves and about their friends, groups, and organizations. For the communication.

Barrier , Communication , Graphic communication 1044 Words | 4 Pages. Influence of Essay of The, Shyness on Personal Development and Happiness. Influence of Shyness on Personal Development and Happiness I have severe difficulty socializing to others; They think Im unfriendly but . in reality, I do want to connect to Societies Essay, them but I dont really know how ; My anxiety always gets in the way, thats why Im painfully conscious around people. These are some of the thoughts shared by people who are shy or those who feel uncomfortable when attention is on of The Defamation Act 2013 them because they are afraid of falling short of the standard of the superficial authority. Anxiety , Anxiety disorder , Avoidant personality disorder 2465 Words | 7 Pages. How Organization's Overcome Environmental Changes? How organization's overcome environmental changes?

Organisations need to deal with environmental changes with appropriate . strategies. Marketing. First, organisations may choose to Essay Defamation, wait and see. Such strategy has its advantages and disadvantages. Social Marketing Tool. For example, facing a significant technological change, some companies may choose to integrate the new technology into their products. If they are successful, the of The Defamation, rest companies wait and see strategy is piaget of language development, obviously unwise. However, if they failed, the rest companies. Mergers and acquisitions , Organization , Organizational studies 972 Words | 4 Pages. What Is Gendercide and How Can It Be Overcome? abortion. Essay Of The Act 2013. It is very strange and and the playwright sounds wildly enough and it is Analysis of The Defamation, almost impossible, but, unfortunately, the robert fagles, fact remains. India is Essay of The Act 2013, not the unique country . where boys are preferable.

When the well-known boxer, the world champion Mohammed Ali was asked, how many children he has, he answered: One boy and seven mistakes. The Lion. People want the big weddings, rich gifts and proud sons, but not useless from the economic point of view daughters, - says Shanta Sincha the chairman of the Indian national commission. Abortion , Gender , Human rights 1116 Words | 4 Pages. Why People Cheat with Their Partners and How to Overcome It ? WHY PEOPLE CHEAT WITH THEIR PARTNERS AND HOW TO OVERCOME IT? When someone took what is Analysis Defamation Act 2013, yours, it is social tool, definitely a major . heartbreak. Essay Analysis Act 2013. But what happened when the person you married cheated on you behind your back? Yes, it feels as though as if someone stabbed you straight in Relativism, the heart, taking your most vital organ and left you nothing. Analysis. Cheating is Relativism Essay, any situation that has you in a compromising situation with someone other than your own partner (Larry James, November 2005). Analysis Defamation Act 2013. There are many reasons. Cheating , Infidelity , Need 971 Words | 3 Pages.

how to system of government, overcome barriers to effective communication. possibility for a man to of The Defamation, misinterpret the words of a woman, or vice versa because men and women tend to form their thoughts differently therefore this must . be taken into account when communicating. Marketing Tool. Although some communication barriers may not be easy to Essay Analysis of The, overcome especially those that are perceptual or emotional ,most of others can be solved if they are addressed properly and these include the following; A closed door approach or a business culture where only the very few get the piaget development, whole story can lead to. Communication , Intercultural competence , Metacommunicative competence 1499 Words | 5 Pages. Conflicts in the Team Environment: How to Overcome These Obstacles. they can come from outside of the group, as well as from Essay Defamation within. There are many different steps that team members must go through in order to avoid conflicts . getting out of system of government, hand. Teams must have a common goal that they are working toward in order to Essay Act 2013, overcome these obstacles.

Conflict resolution is the ability of the team to discuss and resolve differences (The University of Phoenix, p. Theory. 1). Essay Analysis Defamation. Conflict resolution is therefore when two or more people fail to see eye to eye, this includes the methods used. Aggression , Conflict , Conflict management 1185 Words | 3 Pages. How to Relativism Societies, Overcome Individual-Level Resistance to Organizational Changes. How to overcome individual-level resistance to organizational changes Abstract Organization change is prevalent, we . cannot avoid failure in working, it is just the question about sooner or later.

When we met frustration,we have to take steps to alter the Essay of The Act 2013, environment.Thus, change in organization is a necessary result of standstill. However, where there is change, there is between Societies Essay, resistance to Essay Defamation, change. Lectures show that resistance of employees is always the largest barrier for social the organization. Bank , Change , Change management 1661 Words | 6 Pages. Problems Faced in Oral Presentation and Analysis of The Ways to Overcome These Problems. presentation and ways to overcome these problems to the Sales and marketing Marketing staffs. Essay Defamation. 1. Write your speech based on the following headings: . 1.0 Introduction 2.0 Problems 3.0 Ways of solving these problems 4.0 Conclusion 2. You can write using the guidelines below: 1.0 Introduction Problems identified in oral presentation o The importance of antigone, learning oral presentation skills o How learning these skills. How to Solve It , Microsoft PowerPoint , Oratory 321 Words | 3 Pages. SHYNESS MY SHIELD | SHYNESS MY SHIELD is the real life story of Mohandas Garamchand Gandhi written in Essay Defamation Act 2013, his autobiography The . Story Of My Experiments With Truth. In SHYNESS MY SHIELD Mohandas Garamchand Gandhi talks about his shyness and how it shielded him.When he was elected to the Executive Committee of the Vegetarian Society he made it a point to attend all of its meetings, but he always felt tongue-tied.

Dr. Oldfield once told Gandhi that he talked to him quite all right, but never opened his. Ahimsa , Mohandas Karamchand Gandhi , Nonviolence 860 Words | 2 Pages. been shy. Also, all my life I've been hearing people say, She will grow out of marketing tool, it. Analysis Of The Act 2013. I'm 20 years old and the shyness is still here. As a . kid you can get by being shy but as an adult, shyness can hold you back in many aspects of your life. DESCRIBING PATTERNS OF BEHAVIOR: After two weeks of recording my behaviors I've come to realize in what situations my shyness comes into play most often. There are very few situations that I feel comfortable with myself, allowing me to speak.

2002 albums , Anxiety , Communication 2564 Words | 7 Pages. How to Overcome Money Power and Muscle Power in Elections ? HOW TO OVERCOME MONEY POWER AND MUSCLE POWER IN ELECTIONS ? In many ways, Indias efforts at Relativism, democracy have been an amazing . success. Despite low levels of literacy and human development, vast social divisions, and a massive population, India has remained relatively stable, peaceful, and democratically governed. However, due to the pressing (and often divisive) concerns of the Essay of The Act 2013, many demographic groups in India and the increasing distrust that the electorate has for its leadership, major reasons. Democracy , Election , Elections 1398 Words | 5 Pages. Social Anxiety Disorder: the the lion and the, Psychology of Disabling Shyness. opinions of others, fearing mainly that others are out to harm them. The same avoidant behaviors persist in Analysis of The Defamation, social phobia, yet the phobic person fears . embarrassment in front of others and realizes the social marketing tool, problem as being their own, often longing to overcome their behavior and move on to experience a richer life. Avoidant personality disorder causes a person to Analysis Defamation, avoid close contact with others, not because they fear embarrassment or what others think, but because they tell themselves, other people are.

Anxiety , Anxiety disorder , Anxiety disorders 1561 Words | 4 Pages. Challenges Facing the Insurance Industry and How to Overcome Them. NAME: DENNIS BORURA ADM. NO.: K16S/11826/2010 COURSE: ECONOMICS AND FINANCE UNIT: BMS 101 (INTRODUCTION TO INSURANCE) QUESTION: STATE THE CHALLENGES . FACING THE INSURANCE INDUSTRY AND HOW TO OVERCOME THEM The insurance industry (comprised of accident and the lion and the jewel playwright health insurance, property and casualty insurance, and life insurance) is faced with slow growth and consolidation. Essay Analysis Of The. Price competition is theory development, accelerating as customers turn to Internet data aggregators to of The Defamation Act 2013, shop for the best deal. Actuarial science , Casualty insurance , Insurance 1856 Words | 7 Pages. truth, and a will that pursues what is good. In this research, the team Mighty Bond seeks the truth regarding two of societys most common social problems, . Shyness and Social Anxiety Disorder. The general purpose is to find out social tool, what these two are about, how they are triggered, and how to Defamation, overcome them. The thesis statement states that Shyness and Social Anxiety disorder share many characteristics, yet they differ in symptoms, causes and treatment.

Our team will compare and contrast the marketing, two to determine. Anxiety , Anxiety disorder , Avoidant personality disorder 468 Words | 2 Pages. How do people overcome the challenges in their life? will present a great deal of Analysis of The, physical and mental obstacles for some, God has created and french place key-characteristics in of The Act 2013, the worlds atmosphere for us to the lion and the jewel, . Essay Analysis Defamation Act 2013. breathe in antigone fagles, and analyze, in Analysis, order to obtain within our hearts the additional motivation to overcome them. Ranging from media messages that depict one must continually improve and system is never good enough, to the affliction of heartbreak, having determination, pride, and optimism embodied in your spirit, will enhance the possibilities of a triumphant.

Abuse , Bullying , Want 1319 Words | 4 Pages. How to overcome a fear?? Have you ever been scared of something and just couldnt get over it? I have and let me tell you . something that it was not easy to overcome it. We all have fears that were scared of getting over Analysis Act 2013, of because were too scared to try. There are several phases on how everyone can learn to overcome a fear. Im not going to development, tell you that youre going to overcome it the next day, but just by following these steps you can practice to overcoming it.

First of all, youve got to. 2006 singles , 2007 singles , Anxiety 403 Words | 2 Pages. Six Steps to Learning How to Overcome Challenges in Your Life. There are six steps to learning how to overcome challenges in your life. Each of of The Act 2013, these steps identifying the challenge or . problem, defining the challenge or problem, analyzing the Relativism between, cause of the Essay of The Defamation, challenge or problem, exploring solutions to the challenge or problem, deciding to solve the challenge or problem, and taking action to overcome the piaget, challenge or problem will require your total involvement (Pokras, 1989). Essay. While no one is an piaget, expert on Essay Analysis of The your particular challenge, there are strategies that can. Decision making 981 Words | 3 Pages. Speech - Shyness Have you ever felt your heart pounding fast in antigone, your chest that you could've sworn it was about to explode?

Did you feel your . palms becoming sweaty and Essay of The Act 2013 cold? Or that your stomach tensing up in Societies, knots? Were these the symptoms that were brought about when you were about to of The Defamation Act 2013, approach someone new? Or as you sit there and anticipate on being called on by your teacher? If you answered yes to any of my questions, then you probably have shyness . We are all susceptible to shyness . Shyness is a social. Avoidant personality disorder , Conceptions of self , Self 627 Words | 2 Pages.

peoples everyday routine and keep them from development living their life normally, it is time to take control, which is not an easy work. Most people want to . overcome their fears, but are not sure how . Here are 4 steps which will be helpful to overcome fears. Analysis Act 2013. The first step is analyzing the fear. The more clearly you understand your fear, the easier for you to find how to handle it. Therefore, in robert, this very first stage, you need to Essay Analysis of The, identify your fear: its name, its cause and its effect; and dividend determine whether. Acid Reign , Emotions , Fear 704 Words | 2 Pages.

Challenges And How To Overcome Them. ?Challenges and how to overcome them Even during the most downtrodden of economic times and perhaps even more during those . times, the dream of Analysis, starting a new business venture burns brightly in many peoples minds. The advantages of having a small online business range from lower start-up costs than brick-and-mortar operations to robert fagles, more streamlined administration. But successfully running an online business is Analysis of The Defamation, far from french easy. The moment a business decides to enter the online world, the very first challenge. Candy , Candy bar , Candy bars 8751 Words | 21 Pages. situation Learn how people think Understand their needs and have a plan to fulfill them Choose the appropriate arguments Coach did not . want to give me the letter, he didnt agree with my decision We were going to Act 2013, have a better team next year I would get more scholarship He could not have given me the letter He was a bit difficult to deal with I explained to him why I was doing that At the end, he understood It is important to understand how people think in order to ratio, overcome differences. English-language films , Explanation , High school 3328 Words | 13 Pages.

? How To Overcome A Barrier We come across obstacles in life that prevent us from doing something very important or just simply . prevent us from succeeding in life, which becomes a barrier. Of The Defamation Act 2013. A barrier is an obstacle that prevents movement or access, blocks the passage of certain substances. http://www.thefreedictionary.com/barrier .There can be so many obstacles, barriers that people face in life for example working too many hours at your job and not having enough time for school, homework and studying. 2008 albums , Chick-fil-A , Chick-fil-A Bowl 506 Words | 2 Pages. How a Person Overcome Very Hard Obstacles in Life. areas. * What is Behaviorism? * Classical Conditioning * Operant Conditioning * Reinforcement Schedules * Behavioral Analysis . 3. Biopsychology Photo from the Wikimedia Commons The branch of psychology focused on marketing the study of how the braininfluences behavior is often known as biopsychology, although it has also been called physiological psychology, behavioral neuroscience and psychobiology. * What is Biopsychology? * Neuron Basics * Nervous amp; Endocrine Systems . Behavior , Behaviorism , Behavioural sciences 728 Words | 4 Pages.

Implementing Social Media in the Workplace -Obstacles and How to Overcome Them. Implementing Social Media in of The Defamation, the Workplace (Facing Obstacles and How to Overcome Them) Following the and the, American Psychological . Associations Guidelines Bill Coffill Endicott College Social Media originally began, and has long been viewed as a solely a conduit for personal interactions, and a way for friends, family, and acquaintances to Defamation Act 2013, remain connected. System. As of 2009, Facebook alone hosted 200 million users, double from just one year earlier (Hempel, 2009). Act 2013. Due to social medias. Facebook , Social information processing , Social media 2198 Words | 7 Pages. Ruancy Problem and How to antigone fagles, Overcome It. TRUANCY PROBLEM AND HOW TO OVERCOME IT ----------------------------------------------------------------------------- Lately , . there have been a lot of Essay Defamation, truancy cases involving the dividend payout, students from our school and this is worrying the school administrators as well as the parents. Essay Analysis Of The. It is already a disciplinary problem that has been going on for years. French. Many students who play truant are seen in cybercafes and shopping complexes . I think we should work hand in Essay Analysis of The, hand to overcome this problem .Otherwise. Education , Effect , High school 429 Words | 2 Pages.

How to overcome insomnia Insomnia is a special kind of french system, disorder and can be defined as the inability to of The Act 2013, sleep. System Of Government. It is most often . thought of as both a sign and a symptom. Insomnia can occur at any age, but is commonly associated with the elderly. It can either be short or long term leading too many problems such as heart disease, memory lost and even vehicular accidents. The three major steps in overcoming this dilemma known as insomnia are medical aid, bedtime guides and seeking therapy. Essay Of The Act 2013. Medical. Brain , Hypnotic , Insomnia 480 Words | 2 Pages. Women in Leadership Positions: How German Companies Can Overcome the marketing tool, Double Burden. Creative Management Thinking Final Assignment Women in leadership positions - How German companies can overcome the double . burden IMBA 2013 Section A1 Group F Ievgen Forostovets Sushant Kumar Jon-Dagan Mallace Denny Morawiak Andrea Salati Antonella Squadrito All members of our group contributed equally to this report.

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Transcript: Obama's Speech To Congress. Madam Speaker, Mr. Vice President, members of Congress, the Essay Analysis of The First Lady of the United States -- (applause) -- she's around here somewhere. I have come here tonight not only to Relativism Essay, address the distinguished men and women in this great chamber, but to of The Defamation Act 2013, speak frankly and directly to the men and women who sent us here. I know that for many Americans watching right now, the state of our economy is a concern that rises above all others. And rightly so. Social Marketing Tool. If you haven't been personally affected by this recession, you probably know someone who has -- a friend; a neighbor; a member of your family. You don't need to hear another list of statistics to know that our economy is in crisis, because you live it every day.

It's the worry you wake up with and the source of sleepless nights. It's the job you thought you'd retire from but now have lost; the business you built your dreams upon that's now hanging by a thread; the college acceptance letter your child had to put back in the envelope. Essay Of The Defamation Act 2013. The impact of theory of language development, this recession is real, and Essay Analysis of The Defamation it is everywhere. But while our economy may be weakened and our confidence shaken, though we are living through difficult and uncertain times, tonight I want every American to know this: We will rebuild, we will recover, and the United States of America will emerge stronger than before. (Applause.) The weight of this crisis will not determine the destiny of this nation. The answers to our problems don't lie beyond our reach. They exist in Relativism Essay our laboratories and Defamation Act 2013 our universities; in our fields and our factories; in the imaginations of our entrepreneurs and the pride of the hardest-working people on Earth. Those qualities that have made America the greatest force of the lion jewel, progress and prosperity in human history we still possess in Essay of The Act 2013 ample measure. Social Marketing Tool. What is required now is for this country to pull together, confront boldly the challenges we face, and take responsibility for our future once more. (Applause.) Now, if we're honest with ourselves, we'll admit that for Act 2013, too long, we have not always met these responsibilities -- as a government or as a people. I say this not to lay blame or to look backwards, but because it is only by understanding how we arrived at this moment that we'll be able to lift ourselves out of this predicament.

The fact is our economy did not fall into decline overnight. Nor did all of our problems begin when the housing market collapsed or the stock market sank. We have known for decades that our survival depends on finding new sources of energy. Yet we import more oil today than ever before. The cost of health care eats up more and more of marketing tool, our savings each year, yet we keep delaying reform. Of The Defamation Act 2013. Our children will compete for jobs in dividend ratio a global economy that too many of our schools do not prepare them for. And though all these challenges went unsolved, we still managed to spend more money and pile up more debt, both as individuals and through our government, than ever before. In other words, we have lived through an Essay Analysis, era where too often short-term gains were prized over long-term prosperity; where we failed to look beyond the next payment, the next quarter, or the next election. Marketing. A surplus became an excuse to transfer wealth to the wealthy instead of an opportunity to invest in our future. (Applause.) Regulations were gutted for the sake of a quick profit at the expense of a healthy market. People bought homes they knew they couldn't afford from banks and lenders who pushed those bad loans anyway.

And all the while, critical debates and difficult decisions were put off for some other time on some other day. Well that day of reckoning has arrived, and the time to take charge of our future is here. Now is the time to act boldly and wisely -- to not only revive this economy, but to build a new foundation for Defamation Act 2013, lasting prosperity. Antigone Robert. Now is the Analysis Defamation Act 2013 time to jumpstart job creation, re-start lending, and invest in the lion and the jewel playwright areas like energy, health care, and education that will grow our economy, even as we make hard choices to Analysis of The, bring our deficit down. That is what my economic agenda is designed to do, and that is what I'd like to talk to you about piaget theory development tonight. It's an agenda that begins with jobs. (Applause.)

As soon as I took office, I asked this Congress to send me a recovery plan by President's Day that would put people back to work and put money in their pockets. Not because I believe in bigger government -- I don't. Not because I'm not mindful of the massive debt we've inherited -- I am. I called for Analysis Defamation Act 2013, action because the failure to do so would have cost more jobs and caused more hardship. Theory Development. In fact, a failure to act would have worsened our long-term deficit by assuring weak economic growth for years. And that's why I pushed for quick action. And tonight, I am grateful that this Congress delivered, and pleased to say that the American Recovery and Reinvestment Act is now law. Essay Defamation. (Applause.) Over the next two years, this plan will save or create 3.5 million jobs. Jewel Playwright. More than 90 percent of these jobs will be in the private sector -- jobs rebuilding our roads and Essay Analysis of The Defamation bridges; constructing wind turbines and french solar panels; laying broadband and expanding mass transit. Because of Essay Act 2013, this plan, there are teachers who can now keep their jobs and educate our kids.

Health care professionals can continue caring for our sick. There are 57 police officers who are still on the streets of Minneapolis tonight because this plan prevented the layoffs their department was about to make. (Applause.) Because of this plan, 95 percent of working households in America will receive a tax cut -- a tax cut that you will see in your paychecks beginning on April 1st. (Applause.) Because of this plan, families who are struggling to Essay, pay tuition costs will receive a $2,500 tax credit for all four years of college. And Americans -- (applause) -- and Essay Americans who have lost their jobs in Relativism between Societies this recession will be able to receive extended unemployment benefits and continued health care coverage to help them weather this storm. Essay Analysis Of The Act 2013. (Applause.) Now, I know there are some in this chamber and watching at home who are skeptical of whether this plan will work. And I understand that skepticism. Robert Fagles. Here in Washington, we've all seen how quickly good intentions can turn into broken promises and wasteful spending. And with a plan of this scale comes enormous responsibility to get it right. And that's why I've asked Vice President Biden to lead a tough, unprecedented oversight effort -- because nobody messes with Joe. (Applause.) I -- isn't that right? They don't mess with you.

I have told each of my Cabinet, as well as mayors and governors across the country, that they will be held accountable by me and the American people for every dollar they spend. I've appointed a proven and aggressive Inspector General to ferret out Analysis of The, any and all cases of waste and fraud. And we have created a new website called recovery.gov so that every American can find out how and where their money is being spent. So the french system recovery plan we passed is the first step in getting our economy back on track. But it is just the first step. Because even if we manage this plan flawlessly, there will be no real recovery unless we clean up the of The credit crisis that has severely weakened our financial system. I want to speak plainly and candidly about this issue tonight, because every American should know that it directly affects you and your family's well-being. You should also know that the money you've deposited in banks across the country is safe; your insurance is secure; you can rely on the continued operation of our financial system.

That's not the source of concern. The concern is that if we do not restart lending in Relativism between Societies this country, our recovery will be choked off before it even begins. You see -- (applause) -- you see, the Essay of The Act 2013 flow of credit is the lifeblood of our economy. The ability to get a loan is how you finance the purchase of everything from a home to development, a car to a college education, how stores stock their shelves, farms buy equipment, and businesses make payroll. But credit has stopped flowing the way it should. Too many bad loans from the Analysis Defamation Act 2013 housing crisis have made their way onto the books of too many banks. And with so much debt and so little confidence, these banks are now fearful of lending out any more money to households, to businesses, or even to each other.

And when there is no lending, families can't afford to buy homes or cars. So businesses are forced to dividend payout ratio, make layoffs. Our economy suffers even more, and credit dries up even further. That is why this administration is moving swiftly and aggressively to break this destructive cycle, to restore confidence, and restart lending. And we will do so in several ways. First, we are creating a new lending fund that represents the largest effort ever to help provide auto loans, college loans, and Essay of The Act 2013 small business loans to the consumers and entrepreneurs who keep this economy running. (Applause.) Second -- second, we have launched a housing plan that will help responsible families facing the threat of foreclosure lower their monthly payments and refinance their mortgages. It's a plan that won't help speculators or that neighbor down the street who bought a house he could never hope to afford, but it will help millions of Americans who are struggling with declining home values -- Americans who will now be able to take advantage of the lower interest rates that this plan has already helped to bring about. In fact, the the lion and the jewel average family who refinances today can save nearly $2,000 per Essay Analysis of The, year on their mortgage. (Applause.) Third, we will act with the full force of the federal government to ensure that the french of government major banks that Americans depend on Essay Analysis of The have enough confidence and enough money to lend even in more difficult times.

And when we learn that a major bank has serious problems, we will hold accountable those responsible, force the dividend payout necessary adjustments, provide the support to clean up their balance sheets, and Analysis Defamation assure the continuity of a strong, viable institution that can serve our people and our economy. I understand that on any given day, Wall Street may be more comforted by an approach that gives bank bailouts with no strings attached, and that holds nobody accountable for their reckless decisions. But such an Relativism between, approach won't solve the problem. Analysis. And our goal is to quicken the day when we restart lending to piaget theory of language, the American people and Essay Analysis Defamation Act 2013 American business, and french system of government end this crisis once and for all. And I intend to hold these banks fully accountable for the assistance they receive, and this time, they will have to clearly demonstrate how taxpayer dollars result in more lending for the American taxpayer. Essay Defamation. (Applause.) This time -- this time, CEOs won't be able to use taxpayer money to pad their paychecks, or buy fancy drapes, or disappear on a private jet. Social Marketing. Those days are over. (Applause.) Still, this plan will require significant resources from the federal government -- and, yes, probably more than we've already set aside.

But while the cost of action will be great, I can assure you that the cost of inaction will be far greater, for it could result in an economy that sputters along for not months or years, but perhaps a decade. That would be worse for of The Defamation Act 2013, our deficit, worse for business, worse for you, and worse for the next generation. And I refuse to let that happen. (Applause.) Now, I understand that when the last administration asked this Congress to provide assistance for struggling banks, Democrats and Republicans alike were infuriated by the mismanagement and the results that followed. So were the American taxpayers. So was I. Payout. So I know how unpopular it is to be seen as helping banks right now, especially when everyone is suffering in Essay of The Defamation part from their bad decisions. I promise you -- I get it. But I also know that in social marketing tool a time of crisis, we cannot afford to govern out of anger, or yield to the politics of the moment. (Applause.) My job -- our job -- is to solve the problem. Our job is to govern with a sense of responsibility.

I will not send -- I will not spend a single penny for the purpose of Essay Act 2013, rewarding a single Wall Street executive, but I will do whatever it takes to dividend ratio, help the Analysis Defamation small business that can't pay its workers, or the family that has saved and still can't get a mortgage. (Applause.) That's what this is about. It's not about dividend ratio helping banks -- it's about helping people. Essay Analysis Of The Act 2013. (Applause.) It's not about helping banks; it's about helping people. Theory Development. Because when credit is available again, that young family can finally buy a new home. Analysis Act 2013. And then some company will hire workers to robert fagles, build it. And then those workers will have money to Essay of The Defamation Act 2013, spend. And if they can get a loan, too, maybe they'll finally buy that car, or open their own business. Investors will return to fagles, the market, and American families will see their retirement secured once more. Slowly, but surely, confidence will return, and our economy will recover. (Applause.) So I ask this Congress to join me in doing whatever proves necessary.

Because we cannot consign our nation to an open-ended recession. Act 2013. And to ensure that a crisis of this magnitude never happens again, I ask Congress to move quickly on legislation that will finally reform our outdated regulatory system. (Applause.) It is time -- it is time to put in place tough, new common-sense rules of the ratio road so that our financial market rewards drive and innovation, and punishes short-cuts and abuse. The recovery plan and the financial stability plan are the immediate steps we're taking to revive our economy in the short term. But the only way to fully restore America's economic strength is to make the long-term investments that will lead to new jobs, new industries, and Essay Analysis Defamation Act 2013 a renewed ability to theory of language development, compete with the rest of the world. Analysis Act 2013. The only social marketing tool way this century will be another American century is if we confront at last the Analysis Act 2013 price of our dependence on oil and the high cost of health care; the schools that aren't preparing our children and the mountain of debt they stand to inherit. That is our responsibility. In the next few days, I will submit a budget to Congress. Piaget Theory Of Language. So often, we've come to view these documents as simply numbers on Act 2013 a page or a laundry list of programs.

I see this document differently. I see it as a vision for America -- as a blueprint for our future. My budget does not attempt to solve every problem or address every issue. It reflects the stark reality of what we've inherited -- a trillion-dollar deficit, a financial crisis, and a costly recession. Given these realities, everyone in the lion and the jewel this chamber -- Democrats and Republicans -- will have to Essay Analysis of The Defamation Act 2013, sacrifice some worthy priorities for which there are no dollars. And that includes me. But that does not mean we can afford to ignore our long-term challenges. I reject the view that says our problems will simply take care of themselves; that says government has no role in laying the dividend foundation for our common prosperity.

For history tells a different story. History reminds us that at every moment of economic upheaval and transformation, this nation has responded with bold action and Essay Defamation Act 2013 big ideas. In the midst of civil war, we laid railroad tracks from one coast to another that spurred commerce and industry. Between Essay. From the of The Act 2013 turmoil of the marketing Industrial Revolution came a system of public high schools that prepared our citizens for a new age. Of The Defamation. In the wake of french system, war and Essay Analysis Defamation Act 2013 depression, the GI Bill sent a generation to antigone robert fagles, college and Essay Analysis of The Defamation Act 2013 created the robert largest middle class in Essay Analysis of The history. (Applause.) And a twilight struggle for freedom led to Relativism Societies, a nation of highways, an American on the moon, and an explosion of technology that still shapes our world. In each case, government didn't supplant private enterprise; it catalyzed private enterprise. Analysis Of The Defamation. It created the conditions for antigone robert, thousands of entrepreneurs and new businesses to Essay Analysis of The, adapt and to thrive. We are a nation that has seen promise amid peril, and claimed opportunity from tool, ordeal.

Now we must be that nation again. That is why, even as it cuts back on programs we don't need, the Defamation budget I submit will invest in the three areas that are absolutely critical to our economic future: energy, health care, and education. (Applause.) It begins with energy. We know the country that harnesses the power of clean, renewable energy will lead the 21st century. And yet, it is China that has launched the largest effort in history to make their economy energy-efficient. We invented solar technology, but we've fallen behind countries like Germany and Japan in producing it. New plug-in hybrids roll off our assembly lines, but they will run on french of government batteries made in Korea. Well, I do not accept a future where the jobs and Act 2013 industries of tomorrow take root beyond our borders -- and I know you don't, either.

It is time for America to lead again. (Applause.) Thanks to our recovery plan, we will double this nation's supply of renewable energy in the next three years. We've also made the largest investment in Relativism between Essay basic research funding in American history -- an investment that will spur not only new discoveries in energy, but breakthroughs in medicine and Essay of The Act 2013 science and technology. We will soon lay down thousands of miles of power lines that can carry new energy to cities and french towns across this country. And we will put Americans to work making our homes and buildings more efficient so that we can save billions of Analysis Defamation, dollars on our energy bills. But to truly transform our economy, to protect our security, and dividend payout save our planet from the Essay Analysis of The Act 2013 ravages of climate change, we need to ultimately make clean, renewable energy the profitable kind of energy. So I ask this Congress to send me legislation that places a market-based cap on carbon pollution and drives the production of more renewable energy in fagles America. That's what we need. Analysis Of The Defamation. (Applause.) And to support -- to support that innovation, we will invest $15 billion a year to develop technologies like wind power and solar power, advanced biofuels, clean coal, and more efficient cars and trucks built right here in America. (Applause.) Speaking of our auto industry, everyone recognizes that years of bad decision-making and a global recession have pushed our automakers to the brink.

We should not, and the lion jewel playwright will not, protect them from their own bad practices. But we are committed to the goal of a retooled, reimagined auto industry that can compete and win. Analysis Defamation Act 2013. Millions of ratio, jobs depend on it. Scores of communities depend on Essay of The Defamation it. And I believe the nation that invented the automobile cannot walk away from it. (Applause.) None of this will come without cost, nor will it be easy. But this is America. French. We don't do what's easy. Essay Analysis Of The Defamation Act 2013. We do what's necessary to move this country forward. And for that same reason, we must also address the crushing cost of health care. This is piaget theory of language a cost that now causes a bankruptcy in America every 30 seconds.

By the Essay Analysis Defamation end of the french system of government year, it could cause 1.5 million Americans to lose their homes. In the last eight years, premiums have grown four times faster than wages. And in each of these years, 1 million more Americans have lost their health insurance. It is one of the Essay Analysis Defamation Act 2013 major reasons why small businesses close their doors and corporations ship jobs overseas. And it's one of the development largest and fastest-growing parts of our budget. Given these facts, we can no longer afford to Essay Analysis, put health care reform on theory hold. Of The Defamation. We can't afford to do it. French Of Government. It's time. (Applause.)

Already, we've done more to advance the cause of health care reform in the last 30 days than we've done in the last decade. When it was days old, this Congress passed a law to provide and protect health insurance for 11 million American children whose parents work full-time. (Applause.) Our recovery plan will invest in electronic health records and new technology that will reduce errors, bring down costs, ensure privacy, and save lives. It will launch a new effort to conquer a disease that has touched the life of nearly every American, including me, by seeking a cure for cancer in our time. (Applause.) And -- and it makes the largest investment ever in preventive care, because that's one of the best ways to keep our people healthy and our costs under control. This budget builds on these reforms. Essay Analysis Of The Act 2013. It includes a historic commitment to french system, comprehensive health care reform -- a down payment on the principle that we must have quality, affordable health care for every American. (Applause.) It's a commitment -- it's a commitment that's paid for in part by efficiencies in Analysis of The Act 2013 our system that are long overdue. And it's a step we must take if we hope to bring down our deficit in the lion jewel the years to Act 2013, come. Now, there will be many different opinions and ideas about robert how to achieve reform, and that's why I'm bringing together businesses and workers, doctors and health care providers, Democrats and Republicans to begin work on Essay of The Defamation this issue next week. I suffer no illusions that this will be an easy process. Once again, it will be hard. But I also know that nearly a century after Teddy Roosevelt first called for reform, the cost of our health care has weighed down our economy and our conscience long enough. Of Language Development. So let there be no doubt: Health care reform cannot wait, it must not wait, and it will not wait another year. (Applause.)

The third challenge we must address is the urgent need to expand the promise of education in Essay Analysis Act 2013 America. In a global economy where the most valuable skill you can sell is antigone fagles your knowledge, a good education is no longer just a pathway to opportunity -- it is a prerequisite. Right now, three-quarters of the fastest-growing occupations require more than a high school diploma. And yet, just over half of our citizens have that level of education. Analysis Of The. We have one of the highest high school dropout rates of any industrialized nation. And half of the students who begin college never finish.

This is a prescription for economic decline, because we know the countries that out-teach us today will out-compete us tomorrow. That is Relativism between Essay why it will be the goal of Essay Analysis of The Act 2013, this administration to ensure that every child has access to a complete and fagles competitive education -- from the day they are born to Essay Analysis Defamation, the day they begin a career. Relativism Societies. (Applause.) That is a promise we have to make to the children of America. (Applause.) Already, we've made an of The Defamation, historic investment in education through the economic recovery plan. We've dramatically expanded early childhood education and dividend will continue to improve its quality, because we know that the Essay of The Defamation Act 2013 most formative learning comes in those first years of life. Piaget. We've made college affordable for nearly seven million more students -- seven million. (Applause.) And we have provided the resources necessary to Essay Act 2013, prevent painful cuts and piaget theory development teacher layoffs that would set back our children's progress. But we know that our schools don't just need more resources. They need more reform. (Applause.) That is why this budget creates new teachers -- new incentives for teacher performance; pathways for Analysis, advancement, and rewards for success.

We'll invest in innovative programs that are already helping schools meet high standards and close achievement gaps. And we will expand our commitment to the lion jewel playwright, charter schools. (Applause.) It is our responsibility as lawmakers and as educators to Essay Act 2013, make this system work. But it is the responsibility of every citizen to participate in it. So tonight, I ask every American to commit to social tool, at least one year or more of higher education or career training. This can be community college or a four-year school; vocational training or an apprenticeship. But whatever the training may be, every American will need to get more than a high school diploma. Analysis Of The Act 2013. And dropping out of high school is no longer an option. It's not just quitting on yourself, it's quitting on theory of language development your country -- and this country needs and values the talents of every American. (Applause.) That's why we will support -- we will provide the support necessary for all young Americans to complete college and Essay Analysis of The Defamation meet a new goal: By 2020, America will once again have the highest proportion of college graduates in the world. Dividend Payout. That's is a goal we can meet. (Applause.) That's a goal we can meet.

Now, I know that the price of tuition is higher than ever, which is Essay Analysis Defamation why if you are willing to volunteer in piaget development your neighborhood or give back to your community or serve your country, we will make sure that you can afford a higher education. (Applause.) And to Analysis of The Act 2013, encourage a renewed spirit of national service for this and future generations, I ask Congress to send me the bipartisan legislation that bears the name of Senator Orrin Hatch, as well as an American who has never stopped asking what he can do for his country -- Senator Edward Kennedy. Robert Fagles. (Applause.) These education policies will open the doors of opportunity for our children. But it is up to us to Essay Analysis of The, ensure they walk through them. In the end, there is no program or policy that can substitute for Relativism Societies, a parent -- for Defamation, a mother or father who will attend those parent/teacher conferences, or help with homework, or turn off the TV, put away the video games, read to their child. And The Playwright. (Applause.) I speak to you not just as a President, but as a father, when I say that responsibility for our children's education must begin at home. That is not a Democratic issue or a Republican issue. That's an American issue. (Applause.) There is, of course, another responsibility we have to our children. And that's the responsibility to ensure that we do not pass on to them a debt they cannot pay. (Applause.) That is critical. I agree, absolutely.

See, I know we can get some consensus in here. Defamation. (Laughter.) With the deficit we inherited, the cost -- (applause) -- the cost of the crisis we face, and the long-term challenges we must meet, it has never been more important to ensure that as our economy recovers, we do what it takes to bring this deficit down. That is critical. (Applause.) Now, I'm proud that we passed a recovery plan free of earmarks -- (applause) -- and I want to Relativism between Essay, pass a budget next year that ensures that each dollar we spend reflects only our most important national priorities. And yesterday, I held a fiscal summit where I pledged to cut the deficit in half by the end of my first term in Analysis Defamation Act 2013 office. My administration has also begun to go line by line through the antigone robert fagles federal budget in Essay of The Defamation order to eliminate wasteful and system of government ineffective programs. Essay Act 2013. As you can imagine, this is a process that will take some time. Robert. But we have already identified $2 trillion in savings over the next decade. Defamation. (Applause.) In this budget -- in this budget, we will end education programs that don't work and end direct payments to large agribusiness that don't need them. (Applause.) We'll eliminate -- we'll eliminate the dividend payout ratio no-bid contracts that have wasted billions in Iraq -- (applause) -- and reform -- and -- and Analysis of The Defamation reform our defense budget so that we're not paying for Cold War-era weapons systems we don't use. Piaget Of Language. (Applause.) We will -- we will root out Essay Analysis Defamation, -- we will root out the waste and fraud and abuse in piaget of language our Medicare program that doesn't make our seniors any healthier. We will restore a sense of fairness and balance to our tax code by finally ending the tax breaks for corporations that ship our jobs overseas. (Applause.) In order to save our children from Analysis of The Act 2013, a future of debt, we will also end the Relativism Essay tax breaks for Essay of The Act 2013, the wealthiest 2 percent of the lion playwright, Americans. Essay Analysis Act 2013. (Applause.) Now, let me be clear -- let me be absolutely clear, because I know you'll end up hearing some of the same claims that rolling back these tax breaks means a massive tax increase on the American people: If your family earns less than $250,000 a year -- a quarter million dollars a year -- you will not see your taxes increased a single dime. I repeat: Not one single dime. (Applause.) Not a dime.

In fact, the system of government recovery plan provides a tax cut -- that's right, a tax cut -- for 95 percent of working families. And by the way, these checks are on of The Defamation the way. (Applause.) Now, to preserve our long-term fiscal health, we must also address the growing costs in social marketing Medicare and Social Security. Comprehensive health care reform is the best way to strengthen Medicare for years to Defamation, come. And we must also begin a conversation on how to do the same for Social Security, while creating tax-free universal savings accounts for all Americans. (Applause.) Finally, because we're also suffering from a deficit of trust, I am committed to restoring a sense of antigone robert, honesty and accountability to our budget. That is why this budget looks ahead 10 years and accounts for spending that was left out under the old rules -- and for Essay, the first time, that includes the french full cost of fighting in Iraq and Afghanistan. (Applause.) For seven years, we have been a nation at war. No longer will we hide its price. (Applause.)

Along with our outstanding national security team, I'm now carefully reviewing our policies in both wars, and I will soon announce a way forward in Iraq that leaves Iraq to its people and responsibly ends this war. (Applause.) And with our friends and allies, we will forge a new and comprehensive strategy for Afghanistan and Pakistan to defeat al Qaeda and combat extremism. Because I will not allow terrorists to plot against the American people from safe havens halfway around the world. Defamation. We will not allow it. (Applause.) As we meet here tonight, our men and robert women in uniform stand watch abroad and more are readying to deploy. Analysis. To each and every one of them, and to the families who bear the quiet burden of piaget theory, their absence, Americans are united in sending one message: We honor your service, we are inspired by your sacrifice, and you have our unyielding support. (Applause.) To relieve the strain on our forces, my budget increases the number of our soldiers and Marines. And to keep our sacred trust with those who serve, we will raise their pay, and give our veterans the expanded health care and benefits that they have earned. (Applause.) To overcome extremism, we must also be vigilant in upholding the values our troops defend -- because there is Essay Analysis no force in the world more powerful than the example of America.

And that is why I have ordered the closing of the detention center at Guantanamo Bay, and will seek swift and certain justice for captured terrorists. (Applause.) Because living our values doesn't make us weaker, it makes us safer and payout it makes us stronger. (Applause.) And that is why I can stand here tonight and say without exception or equivocation that the United States of Essay Defamation Act 2013, America does not torture. We can make that commitment here tonight. (Applause.) In words and deeds, we are showing the world that a new era of engagement has begun. System Of Government. For we know that America cannot meet the threats of this century alone, but the Act 2013 world cannot meet them without America. We cannot shun the negotiating table, nor ignore the foes or forces that could do us harm. We are instead called to move forward with the sense of social tool, confidence and candor that serious times demand. To seek progress towards a secure and lasting peace between Israel and Essay Analysis Defamation her neighbors, we have appointed an envoy to sustain our effort. To meet the challenges of the 21st century -- from terrorism to nuclear proliferation; from pandemic disease to cyber threats to crushing poverty -- we will strengthen old alliances, forge new ones, and use all elements of our national power. And to respond to development, an economic crisis that is global in scope, we are working with the nations of the Defamation Act 2013 G20 to the lion and the, restore confidence in our financial system, avoid the possibility of escalating protectionism, and spur demand for American goods in Essay Analysis Defamation markets across the globe. For the world depends on payout us having a strong economy, just as our economy depends on the strength of the world's. As we stand at Analysis of The Defamation, this crossroads of history, the eyes of and the, all people in all nations are once again upon Essay Analysis Defamation us -- watching to the lion and the playwright, see what we do with this moment; waiting for us to lead.

Those of us gathered here tonight have been called to govern in extraordinary times. It is Essay Defamation a tremendous burden, but also a great privilege -- one that has been entrusted to the lion, few generations of Americans. For in our hands lies the ability to shape our world for Essay Analysis of The Act 2013, good or for marketing tool, ill. I know that it's easy to lose sight of this truth -- to become cynical and doubtful; consumed with the petty and Essay of The Defamation the trivial. But in my life, I have also learned that hope is found in unlikely places; that inspiration often comes not from those with the most power or celebrity, but from the dreams and aspirations of Americans who are anything but ordinary. I think of Leonard Abess, a bank president from Miami who reportedly cashed out of Relativism Essay, his company, took a $60 million bonus, and gave it out to all 399 people who worked for him, plus another 72 who used to Defamation, work for him. He didn't tell anyone, but when the of government local newspaper found out, he simply said, I knew some of these people since I was seven years old. It didn't feel right getting the money myself. (Applause.)

I think about -- I think about Greensburg -- Greensburg, Kansas, a town that was completely destroyed by a tornado, but is being rebuilt by its residents as a global example of how clean energy can power an entire community -- how it can bring jobs and businesses to a place where piles of bricks and rubble once lay. The tragedy was terrible, said one of the men who helped them rebuild. But the folks here know that it also provided an incredible opportunity. I think about Ty'Sheoma Bethea, the young girl from that school I visited in Dillon, South Carolina -- a place where the ceilings leak, the Analysis of The Defamation paint peels off the walls, and they have to stop teaching six times a day because the train barrels by their classroom. She had been told that her school is hopeless, but the other day after class she went to the lion and the, the public library and Essay Defamation Act 2013 typed up a letter to the people sitting in this chamber. She even asked her principal for the money to buy a stamp. The letter asks us for help, and says, We are just students trying to become lawyers, doctors, congressmen like yourself and one day president, so we can make a change to not just the the lion and the state of South Carolina but also the world. We are not quitters. That's what she said. We are not quitters. Applause.)

These words -- these words and these stories tell us something about the spirit of the people who sent us here. They tell us that even in the most trying times, amid the most difficult circumstances, there is a generosity, a resilience, a decency, and a determination that perseveres; a willingness to take responsibility for our future and for posterity. Their resolve must be our inspiration. Their concerns must be our cause. And we must show them and all our people that we are equal to the task before us. (Applause.)

I know -- look, I know that we haven't agreed on Analysis Defamation Act 2013 every issue thus far -- (laughter.) There are surely times in the future where we will part ways. But I also know that every American who is sitting here tonight loves this country and between Societies Essay wants it to succeed. I know that. (Applause.) That must be the starting point for every debate we have in the coming months, and where we return after those debates are done. Essay Defamation Act 2013. That is the foundation on Relativism between Societies which the American people expect us to build common ground. And if we do -- if we come together and lift this nation from the depths of this crisis; if we put our people back to work and restart the engine of our prosperity; if we confront without fear the challenges of our time and summon that enduring spirit of an America that does not quit, then someday years from now our children can tell their children that this was the time when we performed, in Essay of The Defamation Act 2013 the words that are carved into between Societies Essay this very chamber, something worthy to be remembered. Thank you. God bless you, and may God bless the United States of America. Thank you. (Applause.)

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13 knockout examples of how to write an agent bio. Analysis Act 2013? Learn the New Luxury Playbook at Luxury Connect | October 18-19 at the Beverly Hills Hotel. Relativism Between Societies? This post by Placester#8217;s Molly Moriarity was originally published on Placester. As the real estate market shifts toward online growth and Essay Analysis Defamation Act 2013, mobile-friendly technology, your professional biography becomes a more prominent tool for payout, generating clients. Sixty-two percent of agents spend at least an hour a day on Defamation marketing or advertising to promote their company. Advertising is great for attracting business, but the robert fagles, place to make a personal connection to your customers is in Essay Analysis of The Defamation your biography. Yes, your bio is piaget a piece of marketing, but we like to think of it as an integral part of the personal brand you build for Essay Analysis of The Defamation, yourself. A client will be looking for dividend, your wisdom, eloquence and personality; your bio can help illustrate all those elements. Of The? Shane Inman discusses his commitment to marketing tool, excellence in customer service as well as his depth of experience in the real estate industry. Inmans occupational pride is evident, as is his devotion to Inman Companys design expertise. This bio speaks to customers and business associates alike.

Want the reader to believe in your ability to support his needs? Share some of the best points of your professional experience. Reveal some of Analysis, your real estate knowledge, but dont lay all your cards on the table. This is just the first introduction, and too many facts can be overwhelming. This also isnt a resume posting, so share digestible information and welcoming language #8212; or risk losing your audience quickly. And if you have a lower level of experience, explain why you got into real estate and how much you cherish the dividend payout, work you do. Rise Realtys Keith Darby gets right to Analysis Defamation, the point. His contact information shares space with his photo, drawing your eye and attention there first.

He then shares his accomplishments for the last 10 years of service in the business. He touches on his role in the specific market, the variety of deals hes been privy to and the social marketing tool, networking/volunteering hes a part of. Of The Defamation? The level of professionalism in french his bio makes it clear he wont leave room for error with your purchase or sale. Use a sophisticated photo. This can seem obvious at first, but choosing the right image of yourself to share is an art form in itself. Save yourself the headaches of Analysis Defamation Act 2013, worrying about lighting, clothing and makeup, and hire a professional photographer.

Your face is your calling card and piaget theory of language development, will become associated with your brand. People will also build a visual connection to you during their online search. Make sure the photo is one you like, one that looks like you in person, and one that sends a positive impression. Phil Gutowski does a great job listing his business strengths and also where his free time is thoughtfully used. This shows his commitment to a local community and Analysis of The Defamation Act 2013, leaves the buyer with a positive picture of Gutowskis personality. Ratio? Gutowskis photo is Essay of The Defamation Act 2013 welcoming and comfortable, and makes you feel hes ready to show you your new home and talk you through the dividend ratio, process. The most important advice we could give: Do not use your bio space to sell your services. A biography is a written account of a life, not an Analysis of The Act 2013 advertisement. Selling in your profile will cast you in a phony light and make you appear as though youre focused only on your business goals, not the clients interests.

This space is where a client can find out what kind of person will be assisting him with one of the larger purchases in his lifetime. Gain clients#8217; trust and Relativism Societies Essay, excite them for the process. Be authentic. Tom Daves is a great example of an Essay Analysis Defamation Act 2013 agent who wants to fagles, give a fully rounded picture of his character. Analysis Of The Defamation Act 2013? He shares his real estate background, as well as his personal life. And his challenging ski treks show us that hes not afraid of an obstacle or two. We love how Terronald Logans profile is and the playwright filled with life and energy. He shares his passion with us through a story about his lifelong ability to sell #8212; he started at the tender age of 11 with his parents home! If you are short on space and still want to entice great customers for leads, we think you should check out Logans page.

Honesty is the Essay Analysis, best biography. As a Realtor, you are there to guide your clients towards the best possible home for between Societies, them. Why should they trust you? Talk about things that show youre a hard worker, a straight shooter and Essay Act 2013, that this is the antigone robert fagles, job you love doing. Greg Noonans bio has great sincerity. He tells you what he believes and the language is clear. Of The? He summarizes the piaget theory of language development, key points of of The Defamation Act 2013, his background and expertise with bullet points. For the speedy reader, these points highlight the most substantial information quickly. Dont let the noise of others opinions drown out the lion and the jewel, your own inner voice. Steve Jobs CLICK TO TWEET. The length of a great bio should be between 200 and of The Defamation Act 2013, 300 words, and around two to three paragraphs. French System Of Government? Any longer and of The Defamation, your reader will start to lose interest. Use short, clean phrases that are easy to understand.

Use appropriate professional fonts and standard font sizes to avoid exhausting readers eyes. Speak as an of government expert in your field, but use language anyone can understand. Defamation? We love the brevity and clean space of Jonathan Wilsons bio. He brings you through the history of his real estate background and prestigious education #8212; and right back to why hes an agent #8212; in a brief paragraph. There are no gimmicks or taglines associated with his business. Relativism Between Societies Essay? Read what you write, and then read it again. Essay Of The Act 2013? Youve created a bio that makes you sound accomplished, so dont misrepresent your professionalism with a few noticeable spelling mistakes. Show the same dedication to perfection here that the social marketing tool, client can expect from your agency work.

Flaws point to carelessness, and no client would want this during such an important process. Where are you? How do I reach you? Use your geographic location in your description. Essay Analysis Of The Defamation? When you explain where you work, search engines guide searches to you according to that, which can result in more online search success. Also, include how long you have lived or worked in your area. Use details to show youre knowledgeable about the area and say why you love it. Your bio is an optimal place to provide contact details for prospective clients. This includes address, phone number and email.

Also, here offer memorable calls to action: Phrases like, Do you have a question about a location I can answer? or Do you want to get started on social marketing tool your search today? prompt a response for clients to engage with you. Of The Act 2013? Tracy Campions elegant website design promotes wealth and success, and piaget theory of language development, her contact information is located clearly next to a sharp photo. Campion first states shes Bostons No. 1 selling residential real estate broker, tying her immediately to her home base. A great feature is the ability to download Campions contact information directly from Analysis Act 2013, her page to save to the lion and the playwright, your contacts.

These details offer a glimpse of the kind of experience you can expect when working with her because shes already begun to make this process easier for you. When writing for Analysis, a group, make sure to include team-building ideas (We are here for you, we work as a team). The potential customer wont worry that he will be shuffled in between agents. Rather, he can feel confident in the scores of knowledgeable staff at his disposal. Ensure that the customer can trust this bio the same way he would an individual agents bio. The Re/Max New England profile supports the team mentality. Social Tool? Each staff member has an individual profile within the Meet Our Team page, but the details are still engaging. Another take on a group bio comes from Garrett Hess Hess Associates. They use the Essay Analysis, terms OUR PLEDGE TO YOU in the title.

Right away, our unifies the team and dividend payout ratio, a service guarantee assures their quality. This allows the Analysis Defamation Act 2013, customer to feel an dividend payout immediate sense of trust and readiness to move forward. What if longer works for you? When space allows for you to go into greater detail, keep it within reason. After three paragraphs, you may lose your readership.

Use informative and powerful first sentences at the beginning of each paragraph to draw your audience in. When creating longer paragraphs, use personal touches and refer to your awards or achievements in the industry. Essay Act 2013? Use media you are featured in. Video interviews and audio dialogue can help promote your value as a real estate professional. A slightly longer bio that we love is Shay Hatas.

She uses her passion for Relativism between, her city to fill her bio with relevant information, and draws the reader into wanting to Analysis of The Defamation Act 2013, know more about french system, her special relationship to this location. Essay Act 2013? Her paragraph titles call attention to each sections goal: about her (Meet Shay), why to work with her specifically (Why Im Different), her charitable side (I Believe in dividend ratio Giving Back) and her personal background (In My Free Time). We know what we are, but not what we may be. William Shakespeare CLICK TO TWEET. Given the vast amount of of The, real estate agents and the fierce competition, what will make you stand out is your passion. Tell your potential clients why you love what you do and why you cant imagine doing anything else. What drives you?

Family? Friends? Hobbies? Share that. A bit of intimacy is OK here, so feel free to share a piece of yourself. Travis Greene does a great job displaying his dedication to his work and his personal life. His family photo drives the idea that he is a family man at his core.

Green makes a point to Societies, say that while hes a successful agent, hes not number one, YOU are! Greene presents himself as someone you can trust to put you and Essay of The Defamation, your needs first. Video is an amazing tool for connecting directly to your prospective clients. According to Quick Sprout, videos increase peoples understanding of brand products by 74 percent. In a business where brand and personality go hand in hand, real estate professionals can truly benefit from video bios. Lisa Archer of Live Love Realty has fully integrated her biography as a video on her site. The video clearly explains all the services LLR has to offer and supplies information on where to french, contact them. This video helps reiterate Lisas creativity and business abilities.

Many things can change in your business climate in as little as a six-month period. Writing and rewriting your bio should be a semiannual or annual goal. Above all else, someone who knows nothing about your business should feel encouraged to work with you from reading your biography. Analysis Of The Act 2013? What other tips do you have for putting together a top-notch bio? Share them with us below in the comments! 7 bogus pricing myths sellers shouldn#039;t fall for. Trump tax reform offers mixed bag for real estate. Redfin expands 1% listing fee to 18 new markets. 10 things you should never say to homebuyers. Will digital middlemen become toll booths for agents?

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Chapter 2: Company and Financing: In this chapter, the goal is to outline the fagles legal and operational structure of Essay, your company, financing requirements, the history behind the company, mission statement and the management team. If you are forming a corporation, be sure to include your Articles of Incorporation here. Chapter 3: Products and Services: This section describes what products and/or services your business will sell (now and in the future), and fagles, how you will build, assemble and deliver them. Essay Of The Defamation? It also offers a comparison of your company and your direct and indirect competitors. Chapter 4: Customers and tool, Market Analysis: The customers and market analysis page indicates your target customer segments, what needs you are filling for them , and Analysis Defamation, the latest trends among these consumers in terms of growth and behavior. Chapter 5: Marketing and Sales: The marketing and sales chapter allows you to describe how you will sell your product/service. Particularly what are your companys strategies for piaget theory, positioning, pricing, promotion and distribution. Essay Analysis Defamation Act 2013? Chapter 6: Strategy and Implementation: This chapter will give you an opportunity to set the key milestones that help establish a timeline of progress towards your goals. Additionally, it includes subsections like SWOT analysis, competitive edge, and strategic alliances. Piaget Theory Of Language Development? Chapters 7 + 8: Financial Plan, Sales Forecast, Financial Statements: In the Analysis final two chapters, entrepreneurs must define and calculate the financial variables that will go into the creation/expansion of your idea, including its expenses, your anticipated sales forecast, personnel plan, cash flow assumptions, and more. If you are purchasing an existing company, you should also include the business purchase agreement in your plan.

Whats included in the template with sample text: In the second download, we give you a completed ice cream shop plan to reference. Between Essay? Each section gives an example of what you should write. Our guide also includes example graphs and charts, so that you are aware of the types of financial calculations, plans, and forecasts that a plan should offer to attract investment. For guidance on what you should include in your plan, and why, please reference our How to Write a Business Plan set of articles below. Downloading this small business plan comes at Essay of The Act 2013, no cost, so feel free to start your download and get started. However, you should be aware that there are some pros and antigone, cons to using free business templates, rather than using professional software or an experienced writer. Writing a business plan is Defamation a prerequisite to your companys success. A solid plan is the lion and the jewel playwright necessary to help found your company and Essay Analysis of The Defamation Act 2013, ensure that your goals remain on Relativism track over time. Your plan can and will change as you encounter the unpredictable variables that come with starting your own company.

If you have an existing company, crafting a solid plan is Analysis equally important if youre hoping to attract investment and expand your company beyond the limits youve already reached. Your business strategy should account for the next 3-5 years in advance, and cover every aspect of your industry, including the critical relation between marketing and sales to your companys finances. Your plan should include the following sections before you submit it to investors. Click each accordion to read a how-to guide for each chapter: How to Write a Business Plan Table of Contents: How to Write the Executive Summary. The executive summary contains all of the essential information about what makes your business strong and worthy of jewel playwright, investment . It covers the Essay Analysis of The Defamation major highlights of the rest of your plans chapters. The goal is to briefly tell your reader what your company will do, where you want to take it, and why your business idea will be successful. If you are seeking financing, the executive summary is your first opportunity to grab a potential investors interest. The executive summary will be the the lion first chapter of your business plan, though its actually the last section that you should write . First, youll need to do heavy research to ensure that your plan is sound before you can write the Essay Analysis of The Defamation Act 2013 executive summary. This section will be different depending on if you are an established business or a new startup.

A startup companys executive summary will need to be interesting and convincing to capture the attention of investors. Your company will lack the historical data and trends that existing companies are able to provide, but there are strategies to mitigate these factors. First, youll need to briefly explain who you are, the system background of Essay Analysis, your management team, and your reasoning behind starting a business in your chosen niche. Secondly, youll need to the lion and the jewel playwright, demonstrate that youve done quality research that supports how youve conceptualized your business. Investors know that talk is cheap do you have the data and analysis to back up your claims? Even in a standard plan, the executive summary for an existing business has no set template, although there are several suggested guidelines that you can find around the web.

We suggest the following basic template feel free to add or subtract sections according to Analysis of The Defamation Act 2013, your own needs: Summary Management Team Products and Services Customers Marketing and Sales Financial Forecast Financing Requirements (optional) Describe the purpose of the plan (e.g.; to raise a specific amount of debt financing to expand a store location) as well an overview of the company (name, location, company type, products sold, founder(s) and founding date). Describe the payout key milestones or objectives that you want to achieve with this business (these are the tangible results in which you use to prove success of the Analysis Defamation Act 2013 venture). This statement should be concise and to the point. Summarize the members of the management team, including highlights of their expertise and experience . Describe how each member contributes to the lion playwright, the success of the organization. Keep this section brief, as you will go into more detail in Essay Defamation Act 2013, the Products and Services section.

Products and Services. Describe the social marketing tool products and services you are providing and who the Essay of The Defamation Act 2013 competitors are within the industry . Keep this section brief, as you will go into Relativism between Societies, more detail in the Products and Services section. Describe whom your customer groups are and whom your key customers are , as well as how you will market to them. Keep this section brief, as you will go into more detail in the Market section. Describe briefly how you will market your product or service. Summarize the major points in the Marketing and Sales chapter, which may include market positioning, pricing, promotion, and distribution. Summarize the Essay Analysis Act 2013 most important points from the Financial Plan section here. This should include your sales forecasts and antigone robert, projected expenses as well as the logic behind the projections. If you are a new company, describe when you expect to Defamation Act 2013, turn a profit . If you are an existing company, highlight past financial performance.

7. Financing Requirements (Optional) Summarize the amount of equity and/or debt financing that you are seeking, when you need it, the marketing tool use of the funds, and when you expect to of The Defamation Act 2013, reach your next milestone event and/or start paying back the loan. Keep this at of government, an overview level , as you will go into more detail later on in other chapters. Note: This is Essay Analysis Defamation a complex question that you cannot answer until you complete your plan, so it is highly recommended you work your way through the robert entire writing process first . In particular, complete the financial planning process before attacking this section. Only then will you be able to Essay Analysis of The Act 2013, identify the amount of french system, money you will need to raise. With these sections fleshed out, youve finished your executive summary. How to Write the Analysis of The Act 2013 Company and Financing Chapter. The company and finance section of theory of language development, your plan is important, because introducing the Analysis management team is critical for both start-ups and established companies alike. Investors will use this information to and the, gauge the future likelihood of Analysis Defamation, success. Company and Financing Sections. Company Overview Management Team Required Funds (optional) Exit Strategy (optional) Mission Statement (optional) Company History (optional) Location and Facilities (optional)

There are many variations and marketing, approaches on how to lay out the various components of a business plan. Our approach for Essay Defamation Act 2013, the company overview section is to payout ratio, provide the reader with the companys legal information, address and a brief description of the companys history. Since there are follow up sections in this chapter that over go the companys location and history in more detail, you will want to keep this short (2-3 sentences). A BRIEF PRIMER ON COMPANY TYPES. The optimal company type is best determined by a credible Attorney. Essay Of The? The primer below is meant only to explain the Relativism between Societies broad differences between the most common company types. A sole proprietorship, according to the IRS: A sole proprietor is someone who owns an unincorporated business by him or herself. While the most simple to set up and the most common, there is Essay a significant drawback: you will be personally liable for any obligations. So for antigone robert, example, if you sell someone a cupcake and they sue you because they found a hair in it, and you lose in Essay Analysis Defamation Act 2013, court, the system of government creditors can legally go after your personal possessions such as the Essay roof over your head. A partnership, according to ratio, the IRS: A partnership is the relationship existing between two or more persons who join to carry on a trade or business. Each person contributes money, property, labor or skill, and expects to Essay of The Defamation, share in the profits and antigone fagles, losses of the company.

A partnership has certain advantages compared to a LLC, such as not needing to file formation documents when setting up a partnership, and not needing to file dissolution documents if dissolving the partnership. However, similar to sole proprietorships, partners in a partnership have unlimited liability for the companys debts and liabilities. Limited Liability Partnerships (LLPs) LLPs are different from traditional partnerships in Analysis, that there are two classes of partners: (1) General partners that have full management and control but also full personal liability and (2) Limited partners that have no personal liability beyond their investment in the partnership interest. Limited partners are often times silent partners that wish to invest in the venture but limit their exposure to liability. A corporation is a separate legal entity owned by shareholders.

A corporation is commonplace for businesses that anticipate seeking venture capital financing. Robert? The downside to Analysis of The Defamation Act 2013, a corporation is the problem of double taxation since the corporations profits is taxed at the corporate level, and then any dividends distributed to dividend payout, shareholders are then taxed again at the personal level. You can elect a special tax status with the Essay Analysis of The IRS to have your corporation not be taxed at the corporate level (instead, it would be taxed as a pass-through entity). Some of the payout ratio drawbacks include not being able to Analysis of The Act 2013, have more than 100 shareholders , and dividend payout ratio, not being able to Defamation, have non-US citizens/residents. A popular choice among many small businesses , a LLC limits the members personal liability and only taxes profits at the individual level (acts as a pass-through entity). Describe the type of company you plan to open, along with the registered name you plan to use. Explain your rationale for development, example, if you are starting a company where you plan on seeking venture capital financing, then you will want to Essay Analysis Act 2013, start a C-Corporation as majority of VCs will insist on this legal structure. If you have a home office/no dedicated business address. Include your current office setup and your future office plans once your company expands, if applicable.

For start-ups, and especially those seeking financing, the Management Team section is especially critical. With the lack of history, there is little investors can go by to gauge the future success of dividend ratio, a venture. The question lenders and Essay Act 2013, investors will ask: Why should we trust your team with our money? You must demonstrate your teams ability to execute on antigone fagles the stated goals. To accomplish this, you should highlight:

Background of each member of the management team (education, relevant work experience, etc.) Roles and responsibilities within the Essay of The Act 2013 company. Tip: Dont include details about members of the Management Team that are not relevant to the reader. Everything presented should reinforce why your team is the right team to execute on the companys vision. If you have an established business the information you want to present is the the lion same. Keep in Act 2013, mind, however, that you also want to demonstrate that your team has the capability to manage growth of the company. As a company grows from start-up to established business, the antigone robert fagles management team must also change. Of The Act 2013? They must be able to piaget theory of language development, manage employees, institute standardized systems, and ensure the businesss ability to Analysis Defamation Act 2013, scale operations while keeping profitability stable. If you already have a Board of Directors and/or Advisory Board, list these individuals and a brief description. In a publically trading company the Board of Directors is elected by the shareholders and social tool, is the Essay Analysis of The Act 2013 highest authority in the management of the company. Tool? For our purposes (context of Essay of The Act 2013, a private company that is most likely a startup or small but growing business), a Board of Directors is comprised of investor(s), founder(s), CEO and independent board member(s) who have substantial business and industry experience. A Board of of government, Directors typical responsibility is to set broad policies for the company, determine compensation for company management, and approve annual budgets.

An advisory board is Essay Analysis of The Defamation Act 2013 a group of business leaders that can help guide your company and between Societies, provides it with assistance when needed. Choose individuals with knowledge in your industry and are willing to Act 2013, play a role in your company . While some advisors are compensated, it comes down to Societies Essay, a case-by-case basis, frequently depending on how much time the member is committed to your company. Tips on building your Advisory Board: Choose a well-respected and well-known individual as the first member of your Advisory Board. This will help you to Analysis Defamation Act 2013, recruit other members of the Board. Choose individuals that have strengths and relationships your business will need.

As your business evolves, so will the members of your Advisory Board. Feel free to shake up the line up over the lion time. In this section you will tell the reader how much money you need to raise, what you are going to use it for, and how you got to the requested amount. Important note: This is a complex question that you cannot answer until you complete your plan, so it is highly recommended you work your way through the entire writing process and in particular, complete the financial planning process. Only then will you be able to identify the amount of money you will need to raise. There are two primary financing options: equity and debt. The primary difference between equity and Essay of The Defamation, debt financing is that debt financing is essentially a loan that is backed by your assets or via a personal guarantee. If your company is already in existence and social marketing, has trading history, then you may also secure a loan off of your receivables. In contrast, equity financing is Analysis of The Defamation Act 2013 essentially you exchanging a stake in your company for marketing, a specific sum of Essay of The Defamation Act 2013, money from an investor . Therefore, the amount you are able to raise from investors comes down to how much they value your company. The Lion Jewel? There are three fundamental questions every savvy investor will ask you: Cool idea, how do you make money with it?

How much money do you need, and Essay Defamation Act 2013, why and when? What do you think your company is worth? If you are seeking financing (regardless of its equity or debt), that most likely means that your financial model shows your company taking a loss in marketing tool, the initial stages, followed by break-even and Essay of The Defamation, subsequent profitability. The money you are seeking to raise will simply allow you to have enough cash to cover the initial period where you will be taking a loss so that you can eventually make a profit. This is a simplification; you may be raising money to further grow your company, which may already be profitable. Playwright? Or you might use the financing to get your product to the next stage in its product development lifecycle (i.e.; milestone event). But the Essay of The Defamation Act 2013 general concept is the same; the investment you are seeking bolsters your companys cash position , allowing it to grow revenue and/or profitability. Cool idea, how do you make money with it? / How much money do you need, and why and dividend, when? The financial statements provide the answer to Essay Analysis Defamation, the first two questions (which is the lion and the jewel why we recommend you complete your plan first).

To answer how much money you need, analyze the cash flow statement to determine the Essay Defamation cumulative cash flow. The lowest point on this curve will tell you what your maximum financing needs are , and at what point in time. What do you think your company is worth? The third question is much harder to between Essay, answer, especially for a new company. At the Essay Analysis of The Defamation Act 2013 end of the day it really comes down to what an between, investor thinks your company is worth (which is more art than science). However, there are three popular methods of valuing a company that can help you come up with a valuation to facilitate the negotiation. Cost approach (asset based approach)

The cost approach seeks to Essay of The Defamation Act 2013, determine a companys value by analyzing the market value of its assets. In other words, in this approach the company is antigone fagles worth the sum of Essay, all its assets if they were to social marketing tool, be liquidated . This approach may be appropriate for some industries such as real estate where the asset value may actually be worth more than the going concern value (present value of future cash flows generated by the asset). However, for many companies the of The Defamation Act 2013 value of its branding and piaget theory development, reputation, along with its ability to generate profits, will exceed the value of Analysis of The Defamation Act 2013, its assets. The market approach seeks to determine a companys value by system of government, analyzing recent sales of Analysis of The Act 2013, similar assets, with the theory that valuations of similar companies can serve as a good proxy. Dividend? This is a common approach in the real estate industry. The income approach seeks to determine a companys value by using its expected profit over time and Analysis Defamation Act 2013, then placing a value on antigone fagles that future stream of income in todays terms . Since there is inherent uncertainty with a future stream of income, there are numerous ways to discount that expected income to account for risk. Now you have all the pieces to complete the equation. You have the amount of money you need by looking at cumulative cash flow. You also have an idea of Essay Analysis of The Defamation Act 2013, how much money your company will be worth. Equation to determine how much equity you should offer:

Equity to dividend payout ratio, offer = Company Valuation / Money needed. If raising debt, you are not exchanging equity for cash. Instead, you should focus on the loans interest rate and payment schedule. Analysis? Make sure you will be turning a profit that is both large enough and soon enough to tool, ensure there is no delinquency on servicing the loan. For equity financing, answer the following:

Investment amount needed When you need it How much time it will buy you / When you expect to turn a profit or get to Analysis, the next milestone event % of equity offered and at playwright, what company valuation (you may wish to keep exact figures vague in order to further negotiate) Exit strategy. For debt financing, answer the following: Loan amount needed When you need it When you will be able to pay back the loan The amount and Analysis of The Act 2013, frequency of social tool, loan payments. In addition to Essay Act 2013, the information above, you should also summarize how you plan to use the dividend payout ratio funds. The level of detail should be at a high level ; if the investor or lender wants to see expenses in more detail that will be available in Essay Analysis Act 2013, the Appendix within the Profit/Loss statement. Construction of dividend payout ratio, new kitchen: Kitchen remodeling, March 1, 2014, $25,000 Kitchen hardware, April 1, 2014, $50,000 Total Loan Amount: $75,000.

If based on your financial model you anticipate relatively small yet variable expenses month to Essay Analysis Act 2013, month, a line of credit may be a good choice. With a line of credit you draw upon it when you require the funds and pay interest immediately on the money as it is borrowed. It works very similarly to a credit card in that you typically have a pre-set limit to how much you can borrow, the major exception that since you may be able to secure the line of credit with assets, you may be able to get better terms. In the Quick Start Guide we briefly went over the different strategies available and how thinking about your companys eventual exit will help shape your business model. Its recommended you review the Quick Start guide and practice that exercise. Depending on your company, there are various exit strategies available, including: Selling your business Passing it down through the french of government family Taking the company public (IPO) Liquidation. If you are seeking equity financing, then your investors will pay close attention to this section. Essay? Angel investors and VCs demand a large return on their investment since they are taking a large risk by investing into your company. Therefore, you need to include detailed information on Societies Essay how you intend to of The Act 2013, sell the Societies Essay company or take it public.

Demonstrating a large market opportunity. If investors are going to take a big risk, they demand a big return. Of The? You need to social tool, demonstrate your business has the Essay Analysis of The Act 2013 potential to either take substantial market share from an incumbent competitor, or create a new market. Investors like to be in hot, growing industries such as biotechnology, mobile e-commerce and healthcare. These are all industries that have huge upside growth potential and ones that investors are more inclined to of language development, invest in. Solving a larger companys problem. If your exit strategy is to sell your company to a larger company, then identify how your companys product solves that larger companys stated problems and/or goals. For example, Apples mapping software is playing catch-up to Google Maps. If your company can help Apple improve its software, your company would become an attractive acquisition target. The mission statement reflects the core purpose and Essay of The, vision of the robert company.

Its a statement your employees and customers can get behind. Some tips on writing a well-crafted mission statement: Keep it short. Analysis Defamation? 1-2 sentences max. Dont use fluff words. Make the statement mean something.

A mission statement, if done well, should encapsulate both what the company does (what it sells) as well as the antigone robert culture/vision/purpose. Examples of Fortune 500 firms that really get it right: A. Of The Defamation Act 2013? BRISTOL-MYERS SQUIBB COMPANY (PHARMACEUTICALS) Mission Statement: To discover, develop and deliver innovative medicines that help patients prevail over Societies serious diseases. Why its great: The keywords discover, develop and deliver demonstrate the companys capability to in delivering an Essay of The Defamation Act 2013, end-to-end solution. By using the words innovate and prevail over fagles serious diseases it serves as a rallying call for their thousands of employees that what they are doing is (1) cutting edge and (2) has a higher purpose then themselves.

Mission statement: We will be the easiest pharmacy retailer for customers to use. Why its great: In one short sentence, the company has managed to (1) describe what it sells (2) how it will win in the marketplace. It is a pharmacy retailer and it will solely focus on Essay Analysis making itself easier for marketing tool, the customer to use (that could mean so many things, such as innovating online to fulfill prescriptions to improved customer service within their stores). Example of poorly written mission statements. A. Essay Defamation? FORTUNE 500 FOOD AND BEVERAGE COMPANY. Mission statement: The Companys primary objective is to maximize long-term stockholder value, while adhering to the laws of the jurisdictions in which it operates and at all times observing the the lion jewel playwright highest ethical standards.

Why its horrible: It does not serve as a rallying call for employees, suppliers, or partners. Its objectives are obvious (what company does not want to maximize value) and of The Defamation Act 2013, borderline absurd (are there companies that do not want to tool, adhere to local and federal laws)? Lastly, it does not mention what the company actually does. B. FORTUNE 500 VEHICLE PARTS SUPPLIER. Mission Statement: We are committed to attracting, developing, and keeping a diverse work force that reflects the nature of of The Act 2013, our global business. Why its horrible: While a diverse workforce is social certainly not a bad thing, only stating that as the Essay Analysis companys mission statement is ineffective, lacks direction or focus, and completely misses the french of government point of having a mission statement. This is predominately for businesses that have previous trading history, but can also be used by new companies that want to highlight relevant history on how the company came to existence, work completed to Essay Defamation, date, milestones achieved, etc. Some information you may want to include:

Start date First location First product/service Significant milestones/events. Reminder: keep in mind that there is no set rule as to the level of detail you want to include. This is dictated by the relevancy of the information to the reader and the lion jewel playwright, how this information helps strengthen your plans ability to Essay Analysis of The, build credibility for your company. Every company is made of milestones. Milestones for a business are achievements that demonstrate the business is on the right track.

They are best when quantifiable and system, measureable. For example, achieving a working prototype of your product, or getting to break-even, are both huge milestones that showcase your ability to execute and reduces subsequent risk of your company. Key concept: The more uncertainty that you can take off from the Analysis of The Defamation Act 2013 table, the better valuation you can get for your business. For businesses that have a retail or manufacturing component, this is an important section of your plan. Information you may want to include: Size (e.g.; in and the jewel playwright, sq. ft.) Location/Address Other notable facts, such as equipment at the facility. Location is important for a large number of retail businesses, whether you are a restaurant or purveyor of consumer products. If possible, provide statistics about the retail location you have chosen or are planning to Essay, choose. Describe the lease terms you are able to secure, and if there are any laws that protect the lessee from dividend ratio unreasonable price increases. You can read a detailed article about what to look for in a lease agreement here. Provide detailed information on the manufacturing facilities.

For example, your operation may require a reliable source of electricity and water. Essay Analysis Of The Defamation? Describe how the facility provides the business with these resources. If the facility is payout pre-existing equipment or structures that can be leveraged, make mention of that. Location can be an Essay, important aspect of your business even if you are not in retail or manufacturing. For example, you might want to open your software company in Silicon Valley as that provides a competitive advantage from an employee recruitment and fundraising perspective. If you operate out of a home office.

Describe your future expansion plans, including expected date of expansion. Upon completing these sections, you will then be finished with the company and financing section of your business plan. Writing the Products and Relativism between, Services Chapter. The products and Essay Act 2013, services chapter of your business plan should be written clearly and descriptively, to help give investors a comprehensive understanding of the bread and the lion and the playwright, butter of your business. Essay Analysis Defamation Act 2013? Your products and services section should include the following sections. Products and Services Chapter Sections. Products and Services Competitors Sourcing and Fulfillment (optional) Technology (optional) Intellectual Property (optional) Future Products and Services (optional)

Your products and services are the lifeblood of your business its what your customers need, and if you get this right, everything else will follow . Piaget Development? Commonly referred to as product lift, which essentially means getting the secret sauce working. It means that customers want to buy your product/service, and you are filling a need that was previously not satisfied. Thinking in terms of benefits vs. features. What is the of The Defamation Act 2013 consumer really buying? For example, a person buying a Rolex watch is system of government not only of The Defamation, buying a device to tell time, but the robert prestige and status that comes with a luxury product.

Think about what end benefit your product/service delivers. Of course, the functional aspects of your product/service are also important. Depending on what you are going to sell, think through the features it will provide, packaging, design, branding, quality, and Essay Act 2013, other aspects that help position and/or differentiate it from competing products/services. You may have heard the business adage that acquiring a new customer is indefinitely more expensive then keeping an existing customer. One of the reasons this is true is the potential to sell additional add-ons, upgrades and substitute products/services to existing customers . Marketing Tool? Think about how you can drive incremental revenue. Whether its via subscriptions, repeat business, or annual contracts, you may be providing products/services that generate a recurring revenue stream. This is Defamation Act 2013 a good thing, because (1) your revenue can be more predictable and stable (2) you are maximizing earning potential . System Of Government? Think how you can generate recurring revenue, which is expressed with a metric called Lifetime Value per customer.

You will complete the price you want to set your products/services in the Financial Plan chapter, and we also have a section for Analysis Defamation, you to marketing tool, describe your pricing strategy; however it is Essay of The Defamation Act 2013 advisable to start thinking about how you want to price your products/services. Competitive analysis is an extremely useful tool and one that should be revisited often as the competitive landscape changes over time. It starts with competitive analysis. Background (location, history, ownership) Financials (revenue, profitability) Products (product line, services, patents, licenses) Marketing (channels used and budget, pricing, alliances/affiliates) Personnel (headcount, notable executives, compensation, job openings) Market share Strengths, Weaknesses. Tips on how to perform competitive analysis. The Internet makes this much easier then in days past. Some ideas: Google search using keywords that your customers would use to find you Look up industry association websites Look up directories such as Yahoo or Crunchbase Use Indeed.com to find your competitors job openings Competitors websites Find your competitors management team members on LinkedIn. Not only do you have to worry about current competitors you can see, but you have to be vigilant and be on the lookout for new entrants.

For example, a company that already sells to social marketing, your customer base may see your industry as a logical next step. You should consider the likelihood of new entrants high if: The industry sees high margins (its super profitable) There is Analysis of The Defamation unmet demand (more customers then suppliers) There are no major barriers to entry (does not take much to system of government, start competing) There is future growth potential (such as mobile apps) Much of this is common sense if you see a market opportunity that no one is competing in yet, dont expect that you will be alone for long. Sourcing is of The Defamation simply the process of french system of government, procuring goods and services from suppliers that are required for your company to make its products or deliver its service. Some things to consider when choosing and Essay Analysis of The Defamation, managing your suppliers: Cost: This is an piaget theory of language development, obvious one the of The Defamation lower the price, the higher your profit margins will be. Payment terms: The longer you have to pay your suppliers, the more working capital you have on hand.

Reliability: You must consider how reliable your suppliers are and what would happen to your ability to operate if they cannot deliver. Scalability: As your business expands, will your suppliers be able to payout ratio, meet your needs? Fulfillment is simply the process of how your company delivers its products/services, from Analysis Act 2013 point of sale to delivery. French Of Government? There are several popular fulfillment options: Engineer to order: the product is of The Defamation designed and built to customer specifications (e.g.; large construction projects) Build to order: the products design is standardized but manufacture of final product is based off of customer specifications (e.g.; aircraft and yachts) Assemble to order: the product is assembled to the customers specifications using pre-fabricated components (e.g.; Chipotles burritos, Dell computers) Make to stock: the the lion and the product is manufactured in quantity based on of The Act 2013 expected sales of the product (e.g.; retailers) If you are going to ratio, be selling physical products and expect to hold inventory, then you should pay very close attention to Essay Act 2013, how you forecast the piaget theory of language development amount of inventory you need to meet your projected sales. Too little inventory and you may not be able to meet demand. Essay Analysis Act 2013? Too much inventory and you tie up all of your cash on excess inventory. Some key points:

Have accurate sales forecasts. Robert? Use historical sales data if you have it, and make sure you account for seasonality. Have accurate inventory tracking. Use bar code scanning or equivalent to ensure there are no data entry errors. Utilize inventory management software. QuickBooks, Sage, and a plethora of Analysis Act 2013, other vendors provide a cloud-based solution for you to manage and maximize your inventory levels. Technology in todays business environment is becoming more and more important and serves as a source of competitive advantage. Marketing? Take Wal-Mart or FedEx as two examples of companies that provide services (low-cost products and shipping), but utilize technology as a critical means of Essay Analysis of The Defamation, delivering those services. Wal-Mart uses a sophisticated supply chain management IT system to Essay, ensure its low prices. Essay Analysis Of The Defamation Act 2013? FedEx uses technology to optimize delivery routes and times, which enables it to ship to practically every corner of the theory of language development globe, seamlessly and with very low error rates.

Think about Analysis of The Defamation Act 2013, how technology plays a part in your business and if it is critical to your business operations. If technology is critical to your business operations, then you must think about your disaster preparedness and contingency planning . Depending on your business, you may want to create back-up copies of piaget theory of language development, data and Essay Analysis of The Defamation, software, routine security checks, and securing physical assets. What would happen if you lost access to the technology? Think about alternatives that you could utilize. For example, if you license a piece of software and later down the road decide that the cost is marketing tool too high, is there a competitor who can license you an alternative? If you have exclusive rights to a technology, either through a patent or through an exclusive license agreement, this is a great competitive advantage and one that you will want to describe in detail.

There are two types of of The, intellectual property that may be applicable to and the jewel, a business: industrial property (such as patents and trademarks), and copyright (such as novels and movies). If you have intellectual property that you want to protect, it is advisable that you seek the professional advice of Analysis Defamation Act 2013, a good Patent/IP Attorney , since this is and the jewel a great way to provide a barrier to entry for your business. Intellectual property type 1: Industry property. These include inventions (patents), trademarks and industrial designs (trade secrets, trade dress). If you have any proprietary process or technology then it is Essay Defamation recommended that you apply for a patent to protect your invention. You should apply for robert fagles, a trademark for Essay Defamation Act 2013, your company name and logo as well. Intellectual property type 2: copyright. These include literary and artistic works such as novels, poems and plays, films, musical works, artistic works such as drawings, paintings, photographs and sculptures, and architectural designs. In 2011, counterfeit copyrighted and antigone, trademarked goods were a $600 billion dollar industry worldwide.

Enforcing your intellectual property may be feasible from a legal point of view, but many times is Analysis Defamation Act 2013 not practical in practice. For example, Microsoft cannot possibly prosecute every single instance where its popular operating systems are copied and downloaded. IP and your employees and contractors. It is of language just as important to secure your intellectual property in relation to your employees and contractors. Everyone should be required to sign an invention assignment agreement, which basically states that the company owns all works produced while contracted by the company.

In addition, you may consider handing out serialized notebooks for Defamation, employees to use , so that if there is ever a conflict as to whom owns a piece of intellectual property, there is a physical record. If you have future products and services planned, it is a good idea to describe the product roadmap and marketing tool, strategy behind it . A key concept is that of product lifecycle, which describes the Defamation stages of the life of antigone, a product. During this phase, your product will incur heavy promotional costs as you get the word out. You may discount the price of the product to encourage new customers. During this phase, you may focus on expanding your product to new segments in the marketplace, and expand the product line (for example, with new colors or other variations).

During this phase, you are enjoying the fruits of your labor. You may add new features to Defamation Act 2013, your product to stay competitive and to further differentiate your product from competitors. Marketing spend for your product starts to social tool, dissipate as sales of Essay of The Act 2013, your product are in steady decline. After including all of this information, youll have completed the french products and services chapter. Writing the Customers and Market Analysis Chapter. The customers and market analysis chapter will give you an opportunity to describe what your customer segments are, what needs you are filling for them, and how these groups of customers are trending in terms of Essay, growth and behavior. This chapter also includes any regulatory restrictions specific to your industry. Customers and social tool, Market Analysis Sections. Market Overview Market Needs Market Trends (optional) Market Growth (optional) Industry Analysis (optional) Key Customers (optional)

In the market overview section you are going to calculate the total market (referred to as Total Addressable Market) for your products, and Essay Analysis, then the segment of social tool, that market your business can capture. Total addressable market can be thought of in several distinct levels. At the highest level is an estimate of the total market given 100% saturation. Another way of looking at this is what would be the total market if one company had 100% market share. Once you have the total addressable market, then you can estimate what percentage of this you can realistically capture. This, of course, is much harder to predict with accuracy. So the of The Act 2013 important thing to remember is to social marketing tool, utilize strong sources for your assumptions.

For example, lets say you plan to open a high-end steakhouse in downtown Miami. To calculate your total addressable market, you might count how many high-end restaurants are in the downtown area and Essay Act 2013, research the average annual sales for each restaurant. Then multiply the antigone fagles two to get the total sales for all high-end restaurants. This would be your total addressable market. Using the Defamation Act 2013 example above, we can then drill down to the next level and french system, determine what percentage of the market you can realistically capture. You might assume that you will take an equal share of the Essay Analysis of The market, thereby decreasing all other competitors shares in dividend payout, the market. Or you might offer cheaper prices, which you assume would take a larger percent of the market. Whatever your assumption, make sure it is well documented and Essay Analysis, logical. To obtain jaw-dropping product-lift you must solve a difficult and painful problem for the customer.

And if there are competitors, you must solve the problem better than them, and enough so that customers are willing to switch to your company. Describe what problem your product is solving. If you are targeting multiple customer segments, make sure you go into detail on how your product serves each customer segment. Dividend Payout Ratio? Describe how your solution better solves customers pain points then your competitors. We as consumers are inherently lazy. Analysis Defamation Act 2013? We do not want to go through the time and marketing, cost of switching from one companys product/services unless it is compelling enough, which is dependent on the switching cost. For example, there is virtually no cost to switch from Coke to Pepsi. On the Essay of The Defamation other hand, there is high switching cost associated with migrating from a Mac to a PC. To overcome this problem, describe how your product either is able to overcome customers inherent adversity towards switching products, or if your product is able to reach new customers and bypass switching costs altogether (in other words, instead of tool, taking customers away from Essay Analysis your competitors, you are creating a new market for the lion, your products). Understanding market trends at the macro level is critical for various aspects of your business. A growing or shrinking market is described in more detail in the market growth section.

Below are some of the of The Defamation other factors that will affect market trends: The overall economy has a disproportionate effect on some businesses. For example, dog-walking services usually see a decline in sales as households reduce spending on non-essential purchases. Government regulations and policies can completely alter an industry, so it is imperative that you are up to date on upcoming changes. For example, the Jobs Act of 2012 allowed for the first time non-accredited investors to participate in private placement of securities.

This in turn has created a new market for marketing tool, crowd-funding websites to emerge to Defamation Act 2013, connect startups with all types of antigone robert, investors. You may be in an industry where political conditions have an impact on the bottom line. For example, if you count the Dept. of Defense as one of your clients, then the across-the-board budget cuts (i.e.; Sequestration in the Budget Control Act of 2011) would surely have a negative effect on your business. If you build your business on top of Essay Analysis Defamation Act 2013, a technology platform that will soon be replaced with a more cost affordable, powerful, and easier to use technology, then that will surely put you in a less advantageous position. Knowing technology trends is valuable in ensuring you are gaining a competitive advantage through the use of technology.

Your customers may change their sensitivity to price depending on a variety of factors, including competition, macroeconomic conditions, and changing consumer tastes. Robert? Keeping an eye on this trend will ensure you optimize your pricing strategy. Market growth, mathematically, is simply measuring the change in Essay Act 2013, market size from the lion and the one time period to the next (usually in Essay Analysis of The, years). So if the market in the first year was $100 million and $150 million the second year, then the market can be said to have grown by dividend payout, 50%. You will find that measuring market growth using historical market size data is much easier then forecasting market growth. Utilize publically available data sources, trade publications, market research firms, and Essay Defamation Act 2013, government agencies to find much of this research. Being able to demonstrate a market is growing is obviously important for example, the robert market for Analysis Defamation Act 2013, Blackberry accessories is clearly a declining market.

Most investors and lenders will not want to Relativism Essay, see a new business chase after dwindling customers. On the other hand, the market for Apple and Samsung phone accessories have seen great growth and will continue to grow as those companies continue to Essay of The, add new customers. Your industry is defined as the group of companies that are related to you in terms of what you sell/how you derive your revenue. For example, Ford and Nissan are both in the automotive industry. Ford and Nissans market (i.e.; customers) would be the Relativism Societies Essay end consumers who buy their cars. You will want to describe your industry name/classification (SIC/NAICS Code), which can be found on the Dept. of Analysis of The Defamation, Labor website. Understanding your industrys dynamics is imperative to knowing its profit potential and attractiveness. A popular framework for social marketing, conducting industry analysis is Porters five forces analysis, which analyzes an Analysis Act 2013, industrys competitiveness (and therefore attractiveness). By performing this analysis you will have a clear picture of your competitors and how your company fits within the competitive landscape.

If your industry has low barriers to entry and low switching costs, then expect increased competition, as there is little standing in the way for new entrants to enter the market and compete. If your industry is social supplied by very few suppliers with little alternative but to Analysis Defamation Act 2013, source from those suppliers, then expect downward pressure on your margins. If your industry only has a small number of buyers, or there are many alternative products to choose from, then expect downward pressure on robert your margins. If there are many substitute products in your industry and the switching costs between them are low, then expect substantial competition. An industry is very competitive if there are many competitors about the same size, there is little differentiation between competitors products, and it is Essay Analysis of The mature with little growth (so the only way to grow is to take a competitors market share). Although your product may cater to many different sets of customers, you want to focus on a select group that will be the most likely to purchase your product/service and account for the lions share of your companys revenue. For many businesses, you will soon realize that a large portion of your revenue comes from a small percentage of your customers. For example, Starbucks may realize their key customers are white-collar business types that purchase a cup of coffee every day, versus the student type that comes in piaget theory, once a month. When you can name your key customers. If you are in a business where volumes are low and prices are high, then you should be able to name your key customers individually. In this case, you should describe in detail your relationship with each of them separately.

If youve filled out this chapter, congratulations. Doing market research and customer analysis is a complicated and Analysis of The Defamation, time consuming task. Time to move on to the next chapter! Writing the social Marketing and Sales Chapter. The marketing and sales chapter gives you an Essay Analysis of The, opportunity to describe how you will manage your sales force and what sales activities they will conduct in order to close sales.

Overview Positioning Pricing Promotion Distribution. In this section, summarize your marketing plan, being sure to include: Positioning: Are you going to be the payout lowest cost provider or provide a differentiated product? Pricing: How will you price your products/services? Promotion: How will your market your products/services? Distribution: Where will your product/services be available?

Tip: It will be easier to write this section after you complete the subsequent sections as the Essay of The Defamation Act 2013 overview section summarizes key findings from the other section. Keep this section at the summary-level, as you will go into further detail in the subsequent sections. Describe how you position your company within the competitive landscape. Will you compete on price, or will you differentiate your offering and stand out from your peers? For example, Wal-Mart positions itself as the low-cost provider in an industry, while Apple designs premium products to reach the luxury end of the market. Provide your product/service at the cheapest price point in social marketing, the marketplace. There are three primary ways to achieve this: Economies of Analysis of The, Scale: For example, being able to turn more tables in social tool, a restaurant or produce more widgets in a factory. The more you are able to produce from Analysis of The Defamation your asset, the cheaper it becomes.

It will also be harder for the lion jewel playwright, your competitors to enter the market since you have fixed assets and experience that requires a large investment. Low operating costs: Keeping costs down across all aspects of the business, including: Standardization: Limited customization Outsourcing: Outsourcing labor to low cost production centers Thrift: Limiting advertising and RD spend Optimized supply-chain: By lowering inventory and negotiating with suppliers, companies can substantially improve their profitability and cash flow. Making your product/service unique by targeting a specific segment of the market is Essay Analysis Defamation Act 2013 a compelling strategy, especially if: Your customers are not price sensitive The market is competitive Your are targeting a specific niche You can provide a product/service that is development not easily copied. You can also achieve differentiation through branding and Essay Analysis of The Act 2013, marketing for example, Starbucks sells premium coffee at a premium price point, primarily through the strength of their branding and not through the taste of french of government, their coffee. Determining the optimal price for your products/services will require you to think through several factors: If you are going shooting for the low cost provider strategy, then you will want to of The Defamation Act 2013, price yourself accordingly. Likewise, if you are going for the luxury end of the market, then a higher price is often times a proxy for quality. How price sensitive are your customers? If your customers are making their purchase decision primarily based on price, then you will want to be sensitive to Relativism between Essay, this.

The price you set must be high enough to over your costs so you can turn a profit. There are, of course, exceptions. For example, you might want to achieve economies of scale by Essay Analysis of The, maximizing units sold, or you might be maximizing revenue to achieve dominant market share. There may be regulatory/legal constraints on how much you can charge. System Of Government? For example, payday loan vendors are restricted in how much they can charge their customers. Looking at what your competitors charge can give you a understanding of Essay, what current customers are accustomed to paying and will likely be willing to pay for your products/services. There are price points that consumers are psychologically more accustomed to, such as amounts ending in .99 or .95.

In this section, you move from describing your marketing plan onto the lion and the jewel how you will convey your marketing message to your intended audience. Essay Defamation Act 2013? What marketing channels will you utilize to reach your target customers? Depending on your business, traditional media may be an important component of social, your complete marketing toolbox. These would include television, radio, billboards, flyers, etc. In todays environment few companies can afford not to have a strong online presence. Act 2013? There are a myriad of options available. Each marketing channel must be carefully measured for effectiveness, as online marketing can quickly add up and consume a small businesss entire marketing budget. A website is a key component of Relativism, your digital marketing efforts as it will be the destination in which your online leads will first visit.

Some online marketing options include: Search engines (i.e.; Google, Bing) Directories (Yelp, Angies List) Daily deals (Groupon) Email marketing Social media (Facebook, Twitter) Word of mouth marketing is by far the most profitable and powerful marketing channel available to any business. New customers that are referred to your business are more likely to purchase and more likely to continue referring your company. There are ways to boost word of mouth marketing, especially with the of The Defamation advent of piaget of language development, social media. For example, asking a satisfied customer to like your business on Yelp and Facebook will potentially reach hundreds of their contacts, all with one click. Integrating social media into your word of mouth marketing strategy is invaluable for every business. Blogging/Becoming a subject matter expert. Having a leading voice in your industry will help your business gain credibility from customers, suppliers, partners and competitors.

You can start by participating on public forums and blogs related to your business and adapting the adage give more to get more. How will your products be available? On one end of the spectrum is direct marketing, whereby you sell directly to of The Defamation Act 2013, your customers. Or if you manufacture your products, you might sell through distributors, who in social marketing tool, turn sell to Analysis of The, retailers, who in Relativism, turn sell to consumers. Three common models: Product is stocked in mass-market distribution channels. Essay Analysis Of The? Examples include soft drinks, magazines, etc. Product is specialized and between, sold through specialized channels. Examples include nautical computers and tooling/machinery. Product is only sold through an exclusive channel. Examples include luxury products such as high-end motorcycles or designer handbags.

The Internet presents an unparalleled opportunity to reach customers directly, as well as working with online channel partners to reach and sell to customers. Writing the Essay Analysis Act 2013 Strategy and marketing tool, Implementation Chapter. The strategy and implementation chapter will give you an opportunity to define the key milestones that mark meaningful progress towards your goals. It also includes sections that further elaborate on your competitors. Strategy and Implementation Sections.

Milestones SWOT Analysis (optional) Competitive Edge (optional) Strategic Alliances (optional) Milestones are the key events that demonstrate progress is being made , such as completing the Essay Defamation companys first prototype or breaking even. These provide a tangible way to measure the success of the business venture. Milestones are so incredibly important to a business yet are one of those things that can be easily overlooked. Why are milestones so important? Because they are a way to measure meaningful progress of social, a company that in effect, makes that company less risky (and therefore more valuable). A new company has an extremely high-risk profile but as it meets tangible milestones, such as completing a prototype or breaking even, the companys risk decreases. It becomes more apparent that the venture will succeed. Investors and lenders will be looking at what milestones your company has reached in order to Essay of The Act 2013, create a fair valuation.

Milestones might include: Assembling company team First working prototype Filing/receiving patent or other IP Securing physical location for store First paying customer Breaking even Turning a profit* *If you can demonstrate not only turning a profit, but also sustaining that profit, then that is a huge milestone. SWOT Analysis is a useful technique for understanding your companys strengths and Essay, weaknesses , while identifying both the opportunities open to your business and the threats it faces. Strengths and Weaknesses refer to internal factors in your company, such as: Employees and staff Physical assets such as equipment and facilities Financial assets. Opportunities and of The Act 2013, Threats refer to marketing, external factors facing your company, such as: Market trends Regulatory and legal Macroeconomic conditions Competitors. Competitive edge can be bucketed into four primary areas: cost, differentiation, innovation and of The Act 2013, operational effectiveness. Are you providing a product/service at a lower cost then your competitors? This is a straightforward competitive edge that is very difficult to deliver.

Providing the lowest cost may require operating on razor thin profit margins or heavy investment in fixed costs in order to achieve economies of scale. Are you providing a product/service that your competitors are not offering or cannot offer? This is a common strategy whereby you provide differentiated value in order to piaget development, better serve customers and/or reach a portion of the Essay Analysis market that may be under-served. Are you leapfrogging your competition and antigone, providing a notably superior or new product/service? Popularized by the book Blue Ocean Strategy, creating new demand in an uncontested market space is a powerful business strategy. Do you provide superior time to Essay Defamation Act 2013, market or customer service?

For example, your customers may be willing to pay a higher price for better customer service . Nordstroms is an system, example of Act 2013, a company that uses superior customer service as a competitive advantage. Forging strategic alliances is a commonplace occurrence in business. Payout Ratio? There are a wide variety of alliances you might encounter, with various parties in Essay, which you do business. Even if you do not have any alliances, there may be an opportunity for a partnership in the future and that should be included in dividend payout ratio, this section. You might have a supplier who has a disproportionate amount of influence and power of your business. Striking a partnership in Essay of The, this case may decrease those risk factors and provide a competitive advantage over your competitors. You might have a large portion of your revenue coming from several key customers. The Lion Playwright? Inking an Analysis Act 2013, exclusive agreement to lock in revenue would, for instance, give you predictable cash flow. It is not uncommon to partner with competitors under certain circumstances for example, to set standards for and the playwright, the industry or to help further adoption of a technology. For example, Sony and Panasonic partnered together to increase the adoption of Blu-ray DVDs. Aligning your brand with another company is frequently used, especially if both brands are targeting the same demographic.

For example, Samsung is the official sponsor of the Analysis of The Defamation Olympic games and will provide free mobile phones to all Olympic athletes. Upon completing these sections, your strategy and implementation chapter will be finished. Writing the Financial Plan, Statements, and the lion and the, Sales Forecast Chapters. Writing the financial plan, financial statements, and of The Defamation, sales forecast will be the most difficult part of your entire plan. It requires making a large number of intelligent assumptions about the size of the market you can realistically target, and and the jewel, the costs associated with making your product or rendering your services. These sections are the red meat of your plan these are the chapters that any seasoned angel investor or venture capitalist will dig into to make sure they know theyre making a solid financial investment.

Chapter 7: Financial Plan and Sales Forecast Sections. Sales Forecast Personnel Plan Budget Cash Flow Assumptions Loans and Investments Starting Balances Historical Financials Key Metrics for Essay of The Defamation, Success. Define the price in which you will sell your products and robert, services, the Defamation cost it will take to produce or sell the product/service, and and the, the number of Analysis Defamation, units you will sell. System? Be conservative when making your estimates on the number of Essay Analysis, units you will sell, ensuring you have a reasonable methodology when making your forecast. It is highly recommended that you first complete the following sections as they lay the foundation for defining the sales forecast. Products/Services section: Defines what you will sell and at what price point; also seeks to define the social production cost Target Market section: Defines the Analysis of The Act 2013 size of your target market and marketing tool, what quantities you can sell. Tip: Your sales forecast should sync with your Sales and Marketing plan. For example, if you plan on Essay Analysis of The Defamation Act 2013 hiring several sales people nine months from the and the start of your business, you should forecast an increase in sales thereafter.

This is the price you will sell your products/services. Fixed price: Suitable for most sales forecast modeling Price changes over time: The price of your product/service may increase/decrease in price over time for several reasons: Keep up with inflation Keep up with increased cost of raw materials or components Seasonal product discount to offload excess inventory Promote new product discount upfront to Essay Act 2013, encourage sales, then increase later. This is the direct cost of producing your product/service (at the unit level). Otherwise known as cost of goods sold (COGS). Fixed costs: Suitable for most sales forecast modeling % of Societies, sales: A good way to forecast costs; as sales increase you can set the cost as a % of sales on Essay of The Defamation a sliding scale. Costs vary each month: The cost of your product/service may increase/decrease in development, price over time for several reasons: Economy of scale: the more units you produce, the cheaper it becomes to produce them Bargaining power: the more units you buy from your supplies, the cheaper they become Seasonality: cost of raw materials may fluctuate based on time of Analysis Defamation, year. This is the expected number of units you will sell. My units are constant: Not particularly suitable as most businesses will expect to have some growth over time.

Units sold changes over time: The quantity sold of your product/service may increase over time for several reasons: Growing market share Finding new markets. Sales tax requirements vary by country and by products/services sold. In the United States, there is no sales tax at the federal level; however, many states levy selective sales tax on the lion particular goods or services. Check with your state department of taxation if you are required to Analysis, collect sales tax. If yes, you collect the sales tax from your customers and then remit the tax to the state each year.

If the individual assumptions used for each component of the sales forecast is accurate, so will the overall sales forecast. You should be able to explain where each number comes from, citing studies/research that validates your assumptions. The costs of piaget of language development, hiring personnel are often the Defamation Act 2013 largest expense of theory of language development, any business. In this section, you will enter forecasted employees and contractors you plan to hire. The number of personnel you plan to hire and at what time is more of an art then a science. Too much staff too soon and youll burn through your working capital. Too few staff and youll run the Defamation risk of alienating your customers and partners when you cant deliver. A good way to think about your personnel plan is to think about the milestones you want your business to accomplish and what personnel are required to get your business there.

You can always revise your estimates, so start off with your best estimate and come back to this section later. Tweak as needed so that your business model demonstrates profitability within your target time frame. The type of and the playwright, company you are building and the financing required also makes a big difference in your staffing plan. For example, if you are seeking venture capital that mean you are going to want to hire and scale quickly in order to generate large revenues. Conversely, if you are seeking debt financing, you want to operate as lean as possible and maximize profitability so you can service your loans.

Fixed amount: Suitable for most situations. Changes over time: You might want to define a compensation plan for sales personnel that have an annual bonus component, for example. Employee: If choosing employee you will have to consider certain employee taxes and other considerations. Contractor: If selecting contractor, ensure that you are classifying said contractor correctly. In the United States, for example, you are legally required to provide employee-type benefits in Analysis Defamation, certain situations even if you classify the personnel as a contractor. If hiring employees, you will be responsible for additional costs such as (but not limited to) payroll taxes, workers compensation and health insurance, paid time off, training and travel expenses, vacation and sick leave, pension contributions and other benefits. This is referred to the burden rate, which provides a truer picture of total labor costs than payroll costs alone. Ratio? Burden rate only affects employees and not contractors. If unsure what to enter, 15% is a fair estimate. Explain the Analysis of The assumptions and marketing, methodology used to Essay of The Act 2013, define the personnel your business plans to the lion and the jewel playwright, retain, including how you came up with your compensation figures and burden rate.

For example, you might explain that as you plan to hire several sales people to coincide with the release of a new product. Enter expenses you plan on incurring for your business. A good way to make sure you capture majority of your businesss expenses is to think through costs associated with each functional area of your business, such as product development, marketing and operations. Essay Of The Defamation Act 2013? Categorize expense into antigone robert fagles, groups, such legal and administrative, rent and leases, and telecommunications. Do not include fixed asset expenses (assets whereby you derive value from for more than 12 months) such as a company van or computers. Essay Of The? You will enter these in the next step. Advertising Expense Amortization Expense Auto Expense Bad Debt Expense Bank Charges Cash Over and Short Commission Expense Depreciation Expense Employee Benefit Program Freight Expense Gifts Expense Insurance General Interest Expense Professional Fees License Expense Maintenance Expense Meals and Entertainment Office Expense Payroll Taxes Printing Postage Rent Repairs Expense Salaries Expense Supplies Expense Taxes FIT Expense Utilities Expense Gain/Loss on Sale of Assets.

Enter long-term asset expenses here. Long-term assets are comprised of two types: tangible and intangible assets. Fixed assets are tangible assets that provide value for more than 12 months, such as a company van or computers. Fixed assets are depreciated over its useful lifetime. This is an accounting method that allows the business to allocate the costs of the Relativism asset over Analysis Defamation its life by gradually reducing its value. Common fixed assets: Land and Buildings Motor vehicles Furniture Office equipment Fixtures and fittings Plant and machinery.

Intangible assets are long-term assets that are not physical in nature. The Lion Jewel? Intangible assets are amortized over Analysis Defamation Act 2013 its useful life. These might include: Intellectual property (items such as patents, trademarks, copyrights, business methodologies) Goodwill Brand recognition. Enter other short-term assets here, which most likely will be any prepaid expense that lasts for social, less than 12 months. Besides prepaid expenses, other current assets also include short-term investments and Essay Defamation, securities that are likely to turned into cash within a year. A prepaid expense can be described as such: A 12-month office lease is signed with the total lease amount of $12,000 being paid upfront. Classifying this as a regular expense would not be accurate because then the PL Statement and Cash Flow Statement would both show the $12,000 as a one-time upfront payment on the month it which it was made. This type of expense is better described as a prepaid expense, since the use of the between Societies office is spread out over a 12-month period of time and can be considered an asset on the Balance Sheet that is expensed over time. By classifying this as a prepaid expense (or an amortized short term asset) then the PL Statement would show the $12,000 prepaid expense spread across 12 months at $1,000 each month, while the Analysis of The Act 2013 Cash Flow Statement would reflect the $12,000 payment on month in which it was made.

Under Assets, the Balance Sheet would then show the amount of Prepaid Lease that is remaining at the end of the accounting period. Enter an of government, estimate for Essay, income taxes you expect to pay, which should be a summation of federal, state and local income tax. Do not include other taxes such as property tax (should be entered as a separate expense) or employee-related taxes (this is marketing tool covered in the Personnel Section as the Burden Rate). As this is Essay Defamation only an french of government, estimate, 100% accuracy is not required (if unsure what to enter here, use 20%). Dividends and distributions (for corporations and LLCs/partnerships, respectively) are payments to the companys shareholders/owners, taken from the companys profit. Dividends are typically paid out at the end of the fiscal year, while distributions can be given out at the discretion of the owners. You may want to set this to zero initially and see how the Analysis financials of your business model work out; then you can work backwards and determine how much of retained profit you want to distribute to owners/shareholders.

Here you can explain any regular costs that are associated with running your business. What are the monthly or ongoing costs that you must pay to payout, keep the business up and running? For example, this could be paying monthly utilities and Act 2013, rent expenses for dividend payout ratio, your office space, insurance, or any marketing or advertising costs. For a start-up, remember that there are always up-front costs or one-time costs associated with getting things started, so be aware of any of these expenses and include them in your budget. Accounts receivable is defined as sales that the company has made but has yet to collect the of The Act 2013 money from the purchaser. Most companies operate by french system, allowing some portion of of The Defamation, their sales to of government, be on credit. Essay Analysis Of The Defamation Act 2013? These types of french system, sales are usually made to frequent or special customers who are invoiced periodically, and allow them to avoid the hassle of Analysis Defamation, physically making payments as each transaction occurs. You want your accounts receivable to be as low as possible to increase your cash flow. Defining what percentage of your sales will be on credit. You want this percentage to be as low as possible, while keeping in mind that for some businesses it is dividend payout ratio preferential to provide some credit to your best customers.

Defining how long it will take to collect payment. Of the customers that you provide credit to, you need to define when they are to pay you back. The faster, the better your cash flow will look like. It is typical to Essay Defamation, provide net-30, which is 30 days. Accounts payable is defined as short-term debt owed to suppliers and banks.

It is to your advantage to negotiate longer payment terms with your suppliers, as it will improve your cash flow. When looking at accounts receivable (what is antigone robert fagles owed to Analysis Defamation, you) and accounts payable (what you owe), the system of government key thing to remember is that you want to Analysis, be paid as soon as possible, and you want to pay others as late as possible (cash on hand is the lion jewel playwright king). Defining what percentage of your purchases will be on credit. You want this percentage to be as high as possible, as that will improve your cash flow. However, ensure you are able to pay your vendors on the purchases made on credit. Defining how long it will take to collect incoming payments. How many days will it take, on average, to collect incoming payments? Select the typical number of Analysis Act 2013, days between when you make a credit sale and when the payment arrives. French System Of Government? Keep in mind that shortening this period can vastly improve your cash flow. If your business will sell physical products and you plan on keeping inventory on Essay Analysis of The hand, then you need to define how many months of inventory you wish to keep on hand. The more months of inventory you hold on hand, the more cash is tied up in inventory.

This will affect your cash flow. How much inventory should you carry? The ideal amount varies from industry to payout ratio, industry, and business to Essay of The, business. A good place to find more information is trade associations for your industry. The Lion Jewel Playwright? In order to improve your companys inventory management, you will need to start by Essay Analysis of The Defamation, collecting good records on your inventory. Using inventory turnover rate as an indicator. Inventory Turnover Rate = Costs of antigone robert fagles, Goods Sold (COGS) / average cost of inventory on hand. A low inventory turnover rate means that you may have too much inventory on hand. Understanding and managing cash flow is very important to Essay, any business.

The time period for credit sales and payments may depend on your suppliers or your industry. Paying and getting paid later rather than earlier can entirely change your cash flow projections. You can utilize this section to explain any assumptions about cash flow, including details on the time period in which you will make and receive payments. How did you come to these assumptions and how will it affect your business? When taking out a loan, you borrow an amount of money (principal) from french a lender, and Defamation, are obligated to theory of language development, pay back at a later time (usually in installments). You will typically pay interest on the loan. If you are seeking a loan then enter the amount, as you want to forecast the Analysis Defamation Act 2013 financials assuming you have secured the loan.

Personal vs Commercial Loans. For many small businesses, taking out a personal loan to finance growth is commonplace. These might include credit cards, home equity line of credit (HELOC), and installment loans. If you have an existing small business, commercial loans can be obtained, which are based on a variety of factors. Secured vs Unsecured Loans.

A secured loan is a loan in which you pledge some asset (equipment, property, etc.) as collateral. Unsecured loans (credit cards, personal loans) are not secured against a borrowers assets. Interest rates will be higher for unsecured loans versus secured loans, for obvious reasons. If you have a pre-existing loan, then you can specify those details in the lion, the Starting Balances section. A line of credit is similar to a loan with the difference being that interest is not charged on the part of the line of credit that is unused, and the borrower can draw on the line of credit at any time that he or she needs to. If you are seeking a line of credit then enter the amount, as you want to forecast the Essay of The Defamation financials assuming you have secured the line of credit. The line of credit may be classified as a demand loan, which means that any outstanding balance will have to be paid immediately at the financial institutions request. Investments include injections of cash into the business from you, other shareholders or owners, or investors. This typically refers to equity investments where investors contribute cash to the business in exchange for equity (ownership).

In this section, you can describe how your business will be funded. If you are a startup, it is the lion jewel likely that the money you make from sales will not cover all your business expenses so you may need additional sources of funding, such as taking out Essay Analysis of The Defamation Act 2013, a loan, receiving investors capital, credit lines, or other ways of piaget theory of language, borrowing money. What type of funding will you acquire? At what point in your plan are you expecting these funds? For existing businesses only. The starting balances will be used to adjust the balance sheet to take into account your companys financial history.

Important: all starting balances should be entered as they are at the start of your plan. Enter starting balances for Analysis, assets: Cash Accounts Receivable Inventory Other current assets Long term assets Accumulated depreciation. Enter starting balances for liabilities: Enter starting balance for Capital and Earnings:

Enter your Recent Sales: One month before start date Two months before start date Three months before start date Four months before start date Five months before start date Six months before start date. If you are an existing business, you can enter past financial data here. This is optional and will be used to calculate historical financial ratios in robert, the Financial Statements section. For each year of your company history , include: $ Sales $ Gross profit $ Income from operations $ Net profit $ Current assets $ Current liabilities $ Inventory $ Total assets $ Total liabilities $ Total owner equity. Every business model has several key metrics that management can use to see if the Essay of The Defamation Act 2013 business is dividend payout healthy. Analysis Of The Defamation? For example, a restaurant might use the of government number of tables it can turn per night and the average revenue per dinner. Think about what levers make the Essay of The Defamation Act 2013 most impact to your business.

You will want to french, continuously track and monitor these metrics to ensure your business model is working. Chapter 8: Financial Statements Sections. Profit and Essay Defamation, Loss Statements Balance Sheet Cash Flow Statement Financial Ratios. The Profit Loss (i.e.; income statement) shows your revenue, expenses, and french of government, profit. Analysis Defamation? It is the most common of the three reports as it provides a view into the companys projected bottom line. The statement here is dividend ratio a read-only display, calculated automatically from the information you entered in the Sales Forecast, Budget, and Essay of The Defamation, Personnel Plan sections. French System? If you wish to edit or change any information, you may do so by going back to Essay Analysis of The, those sections.

The statement here will update automatically. The balance sheet gives a snapshot of your companys financial position at a given point in payout ratio, time, usually the last day of a fiscal period. It is called a balance sheet because assets (what you own) will always equal the Essay Analysis of The sum of your liabilities (what you owe) and stockholders equity (your investments from stockholders plus money that your business earned that is put back into running your business). The balance sheet here is system a read-only display. If you wish to change the Act 2013 balance sheet, you can do so by going back to the builder in and the jewel, the Financial Plan section. If you are an Defamation Act 2013, existing business, you have the option of adding starting balances under the Financial Plan section. The cash flow statement displays the cash inflows and outflows from social marketing your operating, investing and financing activities. Rather than providing an overview like the Essay Analysis Defamation Act 2013 balance sheet, the cash flow statement will measure the change in cash during a period. In other words, how much money did you start and end up with?

The statement here is a read-only display. You can go back to edit the social marketing tool sections in the Financial Plan section in order to change the accounts affected in the cash flow statement. The Financial Ratios section gives a general overview of the health of your business. The report here is Essay Analysis Defamation Act 2013 a read-only display. If you wish to change any of the development information, you may do so by editing the of The Defamation relevant financial information youve entered previously. The ratios here will update automatically. The Liquidity Analysis shows how solvent your company is, or how easily convertible to cash is the company in case. This is important in determining the ability of the business to meet its obligations, or paying off what it owes in debt. The Profitability Analysis shows the overall performance of the company in its ability to make a profit.

The ratios show how much of antigone fagles, sales revenue is Essay Analysis of The Defamation Act 2013 actual profit after taking costs and expenses into marketing, account. Essay Analysis Of The Defamation Act 2013? The Debt Ratio shows how much of the french system businesss assets are financed by debt and Essay Analysis, how much of the businesss assets are financed by stockholders equity. French? The Investment Measures show ROI (Return on Investment) which is the percentage of the return (net profit) of the business divided by the cost of the investment. Of The Act 2013? The most common method of calculating ROI is to divide net profit by dividend payout ratio, total assets. Finishing these chapters represents a massive achievement in completing your business plan. It is by far the most difficult chapter, as it requires doing somewhat complicated math to generate accurate financial statements. Essay Act 2013? In all likelihood, you will need to system, hire an Essay of The Defamation, expert or accountant to help you create an Relativism between Societies, accurate and detailed plan that adheres to Analysis of The Defamation Act 2013, realistic outcomes. To finish it off, youll need to write an appendix and a glossary of terms. Your appendix will be a more detailed version of the marketing tool financial statements detailed in this chapter, and Essay Defamation Act 2013, your glossary of terms will simply define the social marketing tool terms of your business that an investor may not understand. Upon including those chapters, your plan will be complete.

Feeling inspired to start a business, but dont know how to write a plan? We have a sample database of plans that you can look through to learn the different chapters and sections necessary to attract equity investments and loans. Although our examples are specific to each industry, keep in Analysis, mind that every plan will be unique depending on your location, your customer base, and your own vision, so these will only serve as a starting point for you and your dream. Click the images to view our full business examples. 4. The Pros and Cons of Downloading a Business Plan Template. 1. Write with confidence you wont be forgetting any important information. Using this free template can help you write your own plan, without the hassle of figuring out how to order your chapters, or the worry of piaget theory of language development, feeling like you might be missing a section. We provide the entire bare bones skeleton of a business plan within this Microsoft Word .doc download. After you download it, its up to you to flesh out the of The Defamation Act 2013 details and ensure that each section is as well researched and of language development, intelligently conceived as possible. 2. Defamation Act 2013? Step-by-step writing guide and writing samples included. Our plans come with a complete how-to guide with examples from our professional business plan samples to help steer you through your writing.

3. Completely free no hidden costs, just download and start writing. This plan is completely free. You may encounter other people or websites on the Internet charging a price to download the guide. Do not purchase them there is no benefit at all to purchasing a pre-fabricated plan. None of the information will be relevant to your company, and antigone robert, youll be gaining nothing but the Analysis of The Defamation order and structure of the plan something that you could easily research and re-create on your own. Sound good? Keep in mind that while this guide may give you a better idea of social marketing tool, how a it should be structured, that represents only about 5% of the heavy lifting of writing an actual the complete document. Dont forget that every plan needs well structured elevator pitch. 1. Youll have to Analysis Defamation, do complicated business planning math and calculations yourself or pay an expensive rate for someone else to jewel, do them. Youre going to Essay Analysis of The, have to between Essay, do the financial calculations, plans, and forecasts that a plan should offer to attract investment all by yourself.

Creating these sections requires years of training, math skills, market knowledge, and Essay Defamation Act 2013, investment savvy. This requirement is and the beyond the Essay of The Act 2013 scope of most peoples abilities, which is why entrepreneurs turn to professional writers and social marketing, accountants to do the heavy lifting for Essay Analysis Defamation Act 2013, them. Keep in and the, mind: You may have a brilliant idea, but until youve subjected your product/service to meticulous research, and calculated your potential market as conservatively as possible, your business idea will be nothing but empty words and blather to Essay of The Defamation, a seasoned investor. 2. Youll need to manually create visual graphs and Relativism between Societies, charts to make the Essay Analysis calculations easily understandable. Youll need to take the antigone numbers you calculated and create attractive graphs, charts, and tables for your plan. Making your data attractive and easy to comprehend is Essay no easy task.

Professional planning software can not only dividend, do the calculations for you, but will also turn them into relevant graphs, charts, and tables presented in the appropriate order, according to how equity investors and bank loan officers expect to see them. 3. A basic template wont allow you to Analysis of The, track your business progress. You wont be able to payout ratio, keep your companys information up to date easily. One of the major benefits of using software is that you can continually update your numbers based on your real expenses and Analysis of The Act 2013, earnings, allowing you to track the progress of piaget development, your business easily and without a major hassle. Nonetheless, we encourage you to download this document and get started with writing out your product/service concepts and marketing plan. If or when you encounter the financial sections, well be looking forward to helping your progress through the major obstacles of writing a successful strategy that will help you get funding for your ideas. Crafted by Essay Analysis of The, licensed attorneys Updated regularly Applicable to french, all 50 states. Create your free. Business Plan Template document in only 5-10 minutes! Copyright 2017 Legal Templates LLC.

Legal Templates LLC is not a lawyer, or a law firm and does not engage in the practice of Essay Analysis of The Act 2013, law. Legal Templates cannot and does not provide legal advice or legal representation. All information, software and services provided on the site are for informational purposes and self-help only and are not intended to payout, be a substitute for Essay Defamation Act 2013, a lawyer or professional legal advice. Use of this site is subject to our Terms of Use. Preview Document - Business Plan Template.

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Essay: The rise of populism in European politics. This project will be about the rise of populism in European politics. Extreme right and left wing parties have been gaining ground in Europe. An example that everyone knows is de PVV with Geert Wilders as leader. But there are lots and lots of Essay of The, these parties spread around Europe. All the social tool, extreme left and right wing parties are really different, the only thing that they have in common is the dislike of the nowadays establishment. What is populism? Populism is one of the different kinds of political doctrine. Doctrine is : A principle or body of Essay Analysis of The Act 2013, principles presented for acceptance or belief,as by Relativism between Societies, a religious, political, scientific, or philosophic group. (Doctrine. (n.d.). Retrieved May 26, 2015, from http://www.thefreedictionary.com/doctrine) The term political doctrine is sometimes wrongly identified with political ideology. Of The? However, doctrine lacks the actional aspect of ideology.

Political doctrine is mainly a theoretical discourse. Political doctrine is based on a rational elaborated set of values, which may precede the formation of a political identity. So populism is a sub-specie of political doctrine. Populism appeals to the interests and conceptions of the general people, especially contrasting those interest with the interests of the piaget theory of language, elite. Populism was for the biggest part of the twentieth century considered as a political phenomenon mostly in Latin America. Analysis Of The Act 2013? Since 1980 populist parties and movements took some success in the Western/First World democracies. For example; Canada, Scandinavia, Italy and the Netherlands. There are 2 styles of populism; agrarian and political. And within these 2 styles there are different sub-species.

Commodity farmer movements with radical economic agendas such as the marketing tool, US Peoples Party of the late 19th century. Subsistence peasant movements, such as the Eastern European Green Rising militias, which followed World War I. Intellectuals who romanticize hard-working farmers and peasants and build radical agrarian movements like the Defamation, Russian narodniki. Populist democracy, including calls for more political participation through reforms such as the use of popular referenda. Politicians populism marked by non-ideological appeals for the people to Relativism Essay build a unified coalition.

Reactionary populism, such as the white backlash harvested by George Wallace. Populist dictatorship, such as that established by Get??lio Vargas in Brazil. The word populism is derived from the Latin word populus, which means people. Essay Of The Defamation Act 2013? Therefore, populism espouses government by of language, the people as a whole (that is to say, the masses). Essay Of The Defamation Act 2013? This is in contrast to piaget theory of language development aristocracy, synarchy or plutocracy, each of which is an ideology that espouse government by a small, privileged group above the Essay Analysis of The Act 2013, masses. Populism has been a common political phenomenon throughout history. The Populares were an unofficial faction in the Roman senate whose supporters were known for their populist agenda. They tried to rule by mobilizing masses of robert, Romans. Some of the best known of Defamation, these were Tiberius Gracchus, Gaius Marius, Julius Caesar and Caesar Augustus, all of whom eventually used referenda to bypass the Roman Senate and appeal to the people directly. Early modern period. Populism rose during the Reformation; Protestant groups like the Anabaptists formed ideas about ideal theocratic societies, in which peasants would be able to read the Bible themselves.

Attempts to establish these societies were made during the the lion jewel playwright, German Peasants War (15241525) and the M??nster Rebellion (15341535). The peasant movement ultimately failed as cities and nobles made their own peace with the Essay of The Act 2013, princely armies, which restored the old order under the nominal overlordship of the Holy Roman Emperor Charles V, represented in German affairs by marketing tool, his younger brother Ferdinand. The same conditions contributed to the outbreak of the English Revolution of Essay Defamation, 16421651, also known as the English Civil War. Conditions led to a proliferation of antigone fagles, ideologies and political movements among peasants, self-employed artisans, and working-class people in England. Many of Analysis Defamation Act 2013, these groups had a Protestant religious bent. They included Puritans and social marketing tool the Levellers. Populism in the Netherlands.

In the Netherlands, right-wing populism won a minor representation in Act 2013, the 150-seat House of Representatives in 1982, when the Centre Party won a single seat. During the 1990s, a splinter party, the piaget of language, Centre Democrats, was slightly more successful, although its significance was still marginal. Analysis Defamation Act 2013? Not before 2002 did a party considered right-wing populist breakthrough in french, the Netherlands, when the Pim Fortuyn List won 26 seats and subsequently formed a coalition with the VVD and Analysis of The Defamation CDA. Fortuyn, who had strong views against immigration, particularly from Muslims, was assassinated in May 2002, two weeks before the marketing, election. The coalition broke up already in 2003, and the party went into Essay of The Defamation, steep decline until it was dissolved. Since 2006, the jewel, Party for Freedom (PVV) has been represented in Defamation, the House of Representatives. Following the 2010 general election, it has been in a pact with the right-wing minority government of VVD and CDA after it won 24 seats in the House of Representatives. The party is Eurosceptic and plays a leading role in the changing stance of the Dutch government towards European integration, as they came second in the 2009 European Parliament election, winning 4 out of 25 seats.

The partys main programme revolves around strong criticism of Islam, but broadened to system of government all other fields as the party grew to its semi-governmental state. The PVV withdrew its support for the Rutte Cabinet in 2012 after refusing to support austerity measures. This triggered the 2012 general election in which the PVV was reduced to 15 seats and excluded from the new government. Populism in Italy. In Italy right-wing populism is represented mainly by Defamation, Lega Nord (LN), whose leaders reject the right-wing label, though not the social, populist one. Lega Nord is a federalist and regionalist party, founded in 1991 as a federation of several regional parties of Northern and Central Italy, most of which had arisen and expanded during the 1980s.

LNs program advocates the transformation of Italy into a federal state, fiscal federalism and greater regional autonomy, especially for Essay, the Northern regions. At times, the party has advocated the secession of the North, which it calls Padania. LN, which opposes illegal immigration, is critical of Islam, wants Turkey out system, of the European Union and proposes Italys exit from the Eurozone, is considered a Eurosceptic movement and, as such, it joined the Europe of Freedom and Democracy (EFD) group in Essay of The Act 2013, the European Parliament after the 2009 European Parliament election. LN was part of the national government in 1994, 20012006 and 20082011, always under Silvio Berlusconi. Most recently, the playwright, party, which notably includes among its members the Essay of The Act 2013, Presidents of Lombardy and Veneto, won 4.1% of the vote in the 2013 general election.

In the 2014 European election, Lega Nord, under the leadership of Matteo Salvini, took 6.2% of votes. A number of national-conservative, nationalist and, arguably, right-wing populist parties are strong especially in between Essay, Lazio, the Essay Analysis, region around Rome, and Southern Italy. Most of them are heirs of the Italian Social Movement (a post-fascist party, whose best result was 8.7% of the vote in the 1972 general election) and its successor National Alliance (which reached 15.7% of the vote in theory development, 1996 general election). They include the Essay Analysis Defamation Act 2013, Brothers of Italy (2.0% in 2013), The Right (0.6%), New Force (0.3%), CasaPound (0.1%), Tricolour Flame(0.1%) and several others. Additionally, in the German-speaking South Tyrol the local second-largest party, Die Freiheitlichen, is often described as a right-wing populist party. The Five Star Movement (M5S), the marketing, largest anti-establishment party in Italy and, arguably, Europe is populist, but does not adhere to a right-wing ideology. This said, many members and voters of the M5S in Defamation, Northern regions, especially Veneto, are former members or voters of Lega Nord. Populism in Greece. The most prestigious right-wing populist party in the lion and the, Greece is the Essay, Independent Greeks (ANEL). Despite being smaller than the more extreme Golden Dawn party, after the 2015 legislative elections ANEL formed a governing coalition with the left wing Coalition of the theory of language development, Radical Left (SYRIZA), thus making the party a governing party and giving it a place in the Cabinet of Alexis Tsipras. The Golden Dawn has grown significantly in of The Defamation Act 2013, Greece during the countrys economic downturn, gaining 7% of the dividend payout ratio, vote and 18 out of 300 seats in the Hellenic Parliament.

The partys ideology includes annexation of Essay of The, territory in Albania and Turkey, including the Turkish cities of Istanbul and Izmir. Controversial measures by the party included a poor peoples kitchen in Athens which only supplied for Greek citizens and was shut down by the police. The Popular Orthodox Rally is not represented in the Greek legislature. It supports anti-globalisation and lower taxes for small businesses, as well as opposition to Turkish accession to the European Union and the Republic of Macedonias use of the name Macedonia, as well as immigration only for Europeans. Of Government? Its participation in Essay of The Act 2013, government has been one of the reasons why it became unpopular with its voters who turned to Golden Dawn in Greeces 2012 elections. Populism in robert, Germany. So far, all attempts by right-wing populist parties to enter the Bundestag, the national parliament of Germany have failed. Instead, populist positions are successfully represented by the left-wing The Left party. All right-wing populist parties have to face the problem of differentiation regarding far-right politics discredited by Nazism. Nevertheless, on a regional level, right-wing populist movements like Pro NRW and Citizens in Rage (B??rger in Essay Act 2013, Wut, BIW) sporadically attract some support.

In 1989 the Republicans (Die Republikaner) led by Franz Sch??nhuber entered the Abgeordnetenhaus of Berlin and achieved more than 7% of the German votes cast in the 1989 European election, with six seats in the European Parliament. The party also won seats in the Landtag of Baden-W??rttemberg twice in 1992 and 1996; after 2000 however, the Republicans support eroded in favour of the the lion, far-right German Peoples Union and the National Democratic Party of Germany (NPD), which in the 2009 federal election held 1.5% of the popular vote (winning up to Essay of The Act 2013 9% in regional Landtag parliamentary elections). In 2005, a nation-wide Pro Germany Citizens Movement (pro Deutschland) was founded in Cologne. The pro movement appears as a conglomerate of numerous small parties, voters associations and societies, distinguishing themselves by campaigns against Islamic extremism and social Muslim immigrants. Essay Analysis Of The Defamation Act 2013? Its representatives claim a zero tolerance policy and the combat of corruption. With the denial of a multiethnic society (??berfremdung) and the evocation of an alleged islamization, the pro antigone robert fagles, politics extend to far-right positions. Other minor right-wing populist parties include the German Freedom Party founded in Essay of The, 2010, the former East German German Social Union (DSU), the dissolved Party for a Rule of Law Offensive (Schill party). Populism in Belgium. Vlaams Blok, established in 1978, operated on a platform of law and order, anti-immigration (with particular focus on Islamic immigration), and secession of the Flanders region of the country. The secession was originally planned to end in the annexation of Flanders by the culturally and french linguistically similar Netherlands until the plan was abandoned due to the multiculturalism in that country.

In the elections to the Flemish Parliament in June 2004, the party received 24.15% of the vote, within less than 2% of being the Essay Analysis of The Defamation Act 2013, largest party. However, in November of the between Societies Essay, same year, the party was ruled illegal under anti-racism law for, among other things, advocating schools segregated between citizens and immigrants. In less than a week, the party was re-established under the name Vlaams Belang, with a near-identical ideology. It advocates for immigrants wishing to stay to Analysis Defamation Act 2013 adopt the Flemish culture and french of government language. Despite some accusations of anti-Semitism from Belgiums Jewish population, the party has demonstrated a staunch pro-Israel stance as part of its opposition to Islam.

With 18 of 124 seats, Vlaams Belang lead the Essay Analysis Defamation, opposition in the Flemish Parliament, and also have 11 of the Societies Essay, 150 seats in the Belgian House of Representatives. In the Analysis Defamation Act 2013, picture you can see in between Societies, blue European national parliaments with representatives from right-wing populist parties in 2013. In dark blue, parties who are in the government. Left-wing populism is a political ideology which combines left-wing politics and populist rhetoric and themes. The rhetoric often consists of Defamation, anti-elitist sentiments, opposition to the system and speaking for the common people. Usually the important themes for left-wing populists include anti-capitalism, social justice, pacifism and anti-globalization, whereas class society ideology or socialist theory is not as important as it is to traditional left-wing parties. The criticism of capitalism and globalization is linked to anti-Americanism which has increased in the left populist movements as a result of unpopular US military operations, especially those in piaget theory development, the Middle East. In Europe there are not many extreme left wing parties.

It was for Act 2013, me easier to find examples of right wing parties. The Lion Jewel? Also Im more interested is right-wing parties because I believe more in their views. Search our thousands of Essay Analysis of The, essays: If this essay isn't quite what you're looking for, why not order your own custom Miscellaneous essay, dissertation or piece of coursework that answers your exact question? There are UK writers just like me on hand, waiting to help you. Each of us is qualified to a high level in payout ratio, our area of expertise, and we can write you a fully researched, fully referenced complete original answer to your essay question. Just complete our simple order form and you could have your customised Miscellaneous work in your email box, in as little as 3 hours.

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